109 Ardmore St, Hamden, CT 06517 Property Records

Hamden Town property record for 109 Ardmore St, Hamden, CT 06517

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,256 sqft · built 1925
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$332,000 (Oct 2020)
Tax Bill	$17,319 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Jun 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2428 B:079 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2428 B:079 L:00-0000`
Alternative APN	`M:2428 B:079 L:00=0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,256 sqft Living Area
Gross Area	4,086 sqft
1st Floor Area	1,164 sqft
Basement Area	994 sqft
Unfinished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	109 ARDMORE ST
City	HAMDEN
State	CT
Zip	06517-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	79
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	1
Census Block	1008
Census Tract	165300

Owner

Source: Hamden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 ARDMORE ST, HAMDEN, CT 06517-1303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance THE HUNTINGTON NATIONAL BANK
Sep 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD
Oct 5, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PRIME LENDING INC
May 31, 2018	Deed of Trust, Mortgage · Conventional with PMI ENVOY MTG
May 30, 2018	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	May 30, 2018 · Amount on Record
Deed Document Number	20205634
Deed Book / Page	4745 / 27
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	109 ARDMORE ST, HAMDEN, CT 06517-1303
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005284-107
Date	Jul 10, 2025
Book Page	5284/107
Instrument	3404

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2050

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	109 ARDMORE ST, HAMDEN, CT 06517-1303
Transaction Type	Mortgage
Record Updated	Jul 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005090-312
Date	Jun 22, 2023
Book Page	5090/312
Instrument	3117

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	109 ARDMORE ST, HAMDEN, CT 06517-1303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4639-124
Date	Sep 24, 2019
Book Page	4639/124

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Oct 5, 2020
Property Address	109 ARDMORE ST, HAMDEN, CT 06517-1303
Document Number	4745-27
Book / Page	4745 / 27
Instrument Date	Sep 28, 2020
Instrument	5634
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 FATHER ST, HAMDEN, CT

Mortgage

Document Number	5635
Date	Oct 5, 2020
Instrument	5635

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	109 ARDMORE ST, HAMDEN, CT 06517-1303
Document Number	4516-60
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ARDMORE ST HAMDEN CT 065171303, HAMDEN, CT 06517-1303

Mortgage

Document Number	4516-60
Date	May 31, 2018
Book Page	004516/000060

Lender

Name	ENVOY MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	May 30, 2018
Property Address	109 ARDMORE ST, HAMDEN, CT 06517-1303
Document Number	4516-57
Book / Page	004516 / 000057
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,319.00 (+3.45%)	$322,700 (-) Land $123,480 Building $199,220	$503,700 (+122.98%)
2025		$322,700 (+54.18%) Land $123,480 Building $199,220	$225,890 Land $86,436 Building $139,454
2024	$16,742.00 (+43.84%)	$209,300 (-) Land $71,190 Building $138,110
2023	$11,639.00	$209,300 Land $71,190 Building $138,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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