Will County property record for 109 Ardley Ct, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,156 sqft · built 1987 |
| Lot Size | 0.214 acres (9,312 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $591,000 (Apr 2024) |
| Tax Bill | $11,926 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Dec 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-02-06-302-007 |
| Primary APN | 12-02-06-302-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,156 sqft Living Area |
| 1st Floor Area | 1,021 sqft |
| Basement Area | 1,021 sqft |
| Unfinished Basement | 1,021 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,312 sqft (0.214 acres) |
| Garage Area | 463 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 109 ARDLEY CT |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-3250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLOCK 37 IN OLD FARM AT NAPERVILLE UNIT 7, BEING A SUB OF PRT OF THE E1/2 OF THE SW1/4 OF SEC. 6, T37N-R10E. |
| Legal Range | 10E |
| Legal Township | 37N |
| Legal Section | 06 |
| Legal Subdivision | OLD FARM NAPERVILLE |
| Legal Block | 37 |
| Legal Lot Number | 14 |
| Legal Unit | 7 |
| Jurisdiction | WILL IL |
| Township / Civil Division | DU PAGE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 880119 |
Source: Will County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 ARDLEY CT, NAPERVILLE, IL 60565-3250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2024 | Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA |
| Dec 21, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jun 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2024 · Amount on Record |
| Deed Sale | Apr 30, 2024 · Amount on Record |
| Prior Sale | Aug 28, 2006 · Amount on Record |
| Deed Document Number | 202420400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Apr 30, 2024 |
| Property Address | 109 ARDLEY CT, NAPERVILLE, IL 60565-3250 |
| Document Number | 0000020400 |
| Map Reference | DOC R86-29084 |
| Instrument Date | Apr 12, 2024 |
| Instrument | R2024020400 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $591.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 109 ARDLEY CT, NAPERVILLE, IL 60565-3250 |
| Investor | Possibly a Property Investor |
| Document Number | 0000020403 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | R2024020403 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate | 7.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 109 ARDLEY CT, NAPERVILLE, IL 60565-3250 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000066513 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | R2023066513 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 4.25% |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 109 ARDLEY CT, NAPERVILLE, IL 60565-3250 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000006566 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | R2022006566 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 107 Months |
| Due | Dec 1, 2030 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 109 ARDLEY CT, NAPERVILLE, IL 60565-3250 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000067564 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | R2021067564 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Apr 1, 2031 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Du Page Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,926.00 (+18.92%) | $194,288 (+8.2%) Land $47,101 Building $147,187 | $582,864 (+8.2%) Land $141,303 Building $441,561 |
| 2024 | $179,563 (+18.29%) Land $43,531 Building $136,032 | $538,689 (+18.29%) Land $130,593 Building $408,096 | |
| 2022 | $10,029.00 Homeowner's exemption | $151,803 Land $35,312 Building $116,491 | $455,409 Land $105,936 Building $349,473 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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