109 Arden Ct, Mount Holly, NC 28120 Property Records

Gaston County property record for 109 Arden Ct, Mount Holly, NC 28120

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,088 sqft · built 2002
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on Record
Last Sale$367,000 (May 2026)
Tax Bill$3,358 (2026)
Deeds & MortgagesMay 2026 Sale & Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN199946

Property Details

APN / Parcel Number

Primary APN199946

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,088 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,295 sqft (0.42 acres)
PorchPorch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address109 ARDEN CT
CityMOUNT HOLLY
StateNC
Zip28120-2451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionAUTUMN WOODS L 211 14 083 012 01 000
Legal SubdivisionAUTUMN WOODS
JurisdictionGASTON NC
Township / Civil DivisionRIVERBEND
Census Block Group1
Census Block1009
Census Tract30105

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 ARDEN CT, MOUNT HOLLY, NC 28120-2451
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
May 5, 2026Warranty Deed, Transfer · VA Mortgage
USAA FSB
Jul 2, 2019Warranty Deed, Transfer · Conventional with PMI
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2026 · Amount on Record
Deed SaleMay 5, 2026 · Amount on Record
Prior SaleJul 2, 2019 · Amount on Record
Deed Book / Page5638 / 568
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMay 5, 2026
Property Address109 ARDEN CT, MOUNT HOLLY, NC 28120-2451
Document Number5638000568
Book / Page5638 / 568
Instrument DateMay 5, 2026
Transaction TypeTransfer
Record UpdatedJun 3, 2026
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$74,134.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 ARDEN CT, MOUNT HOLLY, NC 28120-2451

Mortgage

Document Number5638000571,
DateMay 5, 2026
Book Page5638/571
Lender
NameUSAA FSB
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.22%
Max Rate-1%

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJul 2, 2019
Property Address109 ARDEN CT, MOUNT HOLLY, NC 28120-2451
Document Number0050512334
Book / Page005051 / 002334
Instrument DateJul 2, 2019
Transaction TypeTransfer
Record UpdatedJul 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 ARDEN CT MOUNT HOLLY NC 281202451, MOUNT HOLLY, NC 28120-2451

Mortgage

Document Number50512337
DateJul 2, 2019
Book Page005051/002337
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityMount Holly City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,358.00$334,490 (-) Land $29,000 Building $305,490
2025$3,358.00 (-1.09%)$334,490 (-) Land $29,000 Building $305,490
2023$3,395.00$334,490 Land $29,000 Building $305,490
2021$195,660 Land $22,000 Building $173,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOUNT HOLLY
serves 19,200 people · EPA ID NC0136020
Water SourceSurface water
Last State InspectionDec 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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