109 Arbor Crk, Warner Robins, GA 31093 Property Records

Houston County property record for 109 Arbor Crk, Warner Robins, GA 31093

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,966 sqft · built 2009
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$328 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jul 2021 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`C32-37`

Property Details

APN / Parcel Number

Primary APN	`C32-37`
Alternative APNs	`0C0320 037000` `60191`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,966 sqft Heated Area
1st Floor Area	1,788 sqft
2nd Floor Area	470 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2012
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	484 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	296 sqft
Deck Area	594 sqft
Patio Area	140 sqft
Utility Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	60191
Street Address	109 ARBOR CRK
City	WARNER ROBINS
State	GA
Zip	31093-8958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 21 BLK B OLD STONE CROSSING SEC 1 PH 1
Legal Subdivision	OLD STONE XING SEC 01 PH 01
Legal Phase	1
Legal Block	B
Legal Lot Number	21
Jurisdiction	HOUSTON GA
Township / Civil Division	WARNER ROBINS
Census Block Group	1
Census Block	1016
Census Tract	20112

Owner

Source: Houston County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	109 ARBOR CRK, WARNER ROBINS, GA 31093-8958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Jul 12, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROBINS FINANCIAL CU
Feb 28, 2020	Deed of Trust, Mortgage · Line of Credit COLONY BANK
Dec 21, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
May 6, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage GUILD MTG
Apr 3, 2018	Grant Deed, Construction Loan · Line of Credit CAPITAL BK
Jul 20, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2012
Deed Sale	Dec 27, 2012
Deed Document Number	0006084106
Deed Book / Page	5899 / 202
Prior Transfer Date	Jul 9, 2012
Prior Transfer Doc	0005899202
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	109 ARBOR CRK, WARNER ROBINS, GA 31093-8958
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ARBOR CRK, WARNER ROBINS, GA 31093-8958

Mortgage

Document Number	0106890194
Date	Jul 31, 2025
Book Page	10689/194

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2040

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	109 ARBOR CRK, WARNER ROBINS, GA 31093-8958
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092490048
Date	Jul 12, 2021
Book Page	9249/48

Lender

Name	ROBINS FINANCIAL CU
Type	Credit Union
Address	WARNER ROBINS, GA 31095

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2031

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	109 ARBOR CRK, WARNER ROBINS, GA 31093-8958
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085000244
Date	Feb 28, 2020
Book Page	8500/244

Lender

Name	COLONY BANK
Type	Bank
Address	FITZGERALD, GA 31750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 10, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	109 ARBOR CRK, WARNER ROBINS, GA 31093-8958
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089250244
Date	Dec 21, 2020
Book Page	8925/244

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jul 1, 2050

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HOUSTON GA
Recording Date	May 6, 2019
Property Address	109 ARBOR CRK, WARNER ROBINS, GA 31093-8958
Document Number	0081710276
Book / Page	008171 / 000276
Instrument Date	Apr 30, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ARBOR CRK WARNER ROBINS GA 310938958, WARNER ROBINS, GA 31093-8958

Mortgage

Document Number	81710277
Date	May 6, 2019
Book Page	008171/000277

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

April 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	HOUSTON GA
Recording Date	Apr 3, 2018
Property Address	109 ARBOR CRK, WARNER ROBINS, GA 31093-8958
Document Number	0078070311
Book / Page	007807 / 000311
Instrument Date	Mar 16, 2018
Transaction Type	Construction Loan
Record Updated	Apr 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$204.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	78070343
Date	Apr 3, 2018
Book Page	007807/000343

Lender

Name	CAPITAL BK
Type	Bank
Address	WINSTON SALEM, NC 27104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 2, 2019

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	78080001,
Date	Apr 3, 2018
Book Page	007808/000001

Lender

Name	BRANCH BK&TR
Type	Bank
Address	110 S STRATFORD RD # 200, WINSTON SALEM, NC 27104-4230

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	109 ARBOR CRK, WARNER ROBINS, GA 31093-8958
Document Number	0076040201
Book / Page	007604 / 000201
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Sep 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 ARBOR CRK WARNER ROBINS GA 310938958, WARNER ROBINS, GA 31093-8958

Mortgage

Document Number	0076040201
Date	Aug 18, 2017
Book Page	007604/000201

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 17, 2032

Tax Assessment & Valuation

Source: Houston County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Centerville City
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$328.00 (-27.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$137,600 (+5.78%) Land $12,800 Building $124,800	$344,000 (+5.78%) Land $32,000 Building $312,000
2024	$453.00 (-32.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$130,080 (+0.65%) Land $12,000 Building $118,080	$325,200 (+0.65%) Land $30,000 Building $295,200
2023	$672.00 (-83.75%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$129,240 (+9.15%) Land $12,000 Building $117,240	$323,100 (+9.15%) Land $30,000 Building $293,100
2022	$4,136.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$118,404 Land $8,400 Building $110,004	$296,010 Land $21,000 Building $275,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.1% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE serves 14,701 people · EPA ID GA1530000
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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