109 Aqua Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 109 Aqua Dr, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,220 sqft · built 1999
Lot Size	0.133 acres (5,828 sqft)
Owner	Individual Name on File
Last Sale	$172,900 (Nov 2020)
Tax Bill	$1,327 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-4436-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-4436-7`
Alternative APN	`31-3N-23-441B-0004-0630`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,220 sqft Heated Area
Gross Area	1,826 sqft
1st Floor Area	1,220 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	5,828 sqft (0.133 acres)
Garage Type	Finished
Garage Area	240 sqft
Porch	Open Porch
Porch Area	366 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	109 AQUA DR
City	CRESTVIEW
State	FL
Zip	32536-4215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWAY EST LOT 63 BLK 4 AND BEG NW COR LOT 62 S ALG W LINE TO SW COR LOT 62 S86 DEG E25 FT N3 DEG E85 FT TO R/W AQUA DR N86
Legal Range	23
Legal Township	03N
Legal Section	31
Legal Subdivision	SOUTHWAY EST
Legal Block	4
Legal Lot Number	63
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2013
Census Tract	20602

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 AQUA DR, CRESTVIEW, FL 32536-4215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Feb 11, 2013 · Amount on Record
Deed Document Number	3409722
Deed Book / Page	3507 / 2340
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 23, 2020
Property Address	109 AQUA DR, CRESTVIEW, FL 32536-4215
Document Number	0035072340
Book / Page	3507 / 2340
Map Reference	MBB 12 PG 15
Instrument Date	Nov 19, 2020
Instrument	3409722
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,210.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2190 HAGOOD LOOP, 2190, CRESTVIEW, FL 32536-5457

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 AQUA DR, CRESTVIEW, FL 32536-4215

Mortgage

Document Number	0035072342
Date	Nov 23, 2020
Instrument	3507/2342

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,327.00 (+6.59%) Homeowner's exemption	$125,642 (+5.99%)	$174,543 (-5.53%) Land $43,784 Building $130,759
2023	$1,245.00 (+3.84%) Homeowner's exemption	$118,545 (+3%)	$184,770 (+13.2%) Land $37,200 Building $147,570
2022	$1,199.00 Homeowner's exemption	$115,092	$163,221 Land $24,284 Building $138,937

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20