109 Apple Tree Rd, Charlottesville, VA 22903 Property Records

Charlottesville City property record for 109 Apple Tree Rd, Charlottesville, VA 22903

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 1,105 sqft · built 1958
Lot Size0.211 acres (9,191 sqft)
OwnerTrust Name on Record
Tax Bill$5,555 (2026)
Flood ZoneZone X (minimal risk)
APN170009160

Property Details

APN / Parcel Number

Primary APN170009160
Alternative APN
  • 43358

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,105 sqft Finished Area
1st Floor Area1,114 sqft
Basement Area1,105 sqft
Finished Basement836 sqft
FlooringHardwood
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1973
Exterior MaterialBrick Veneer
Construction TypeConcrete
Roof TypeGable
Roof MaterialShingle
Lot Area9,191 sqft (0.211 acres)
Lot Depth115 ft Depth
Garage TypeCarport
CarportCarport
DrivewayDriveway
Parking Spaces1 Parking Space
PorchPatio
Porch Area110 sqft
Patio Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelCoal
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address109 APPLE TREE RD
CityCHARLOTTESVILLE
StateVA
Zip22903-2906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRX-3
Legal DescriptionLOT 26 PIEDMONT
Legal SubdivisionUNIVERSITY-MAURY HILLS
Legal Lot Number26
JurisdictionCHARLOTTESVILLE CITY VA
Township / Civil DivisionCHARLOTTESVILLE
Census Block Group1
Census Block1006
Census Tract600

Owner

Source: Charlottesville City records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on Record
Mailing Address6011 WINDWARD DR, BURKE, VA 22015-3829
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2008
Deed SaleOct 6, 2008
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Charlottesville City assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCharlottesville City
Unified School DistrictCharlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,555.00 (+25.88%)$551,000 (+2.53%) Land $185,000 Building $366,000$551,000 (+2.53%) Land $185,000 Building $366,000
2025$537,400 (+22.47%) Land $185,000 Building $352,400$537,400 (+22.47%) Land $185,000 Building $352,400
2023$4,413.00 (+17.12%)$438,800 Land $158,000 Building $280,800$438,800 Land $158,000 Building $280,800
2022$3,768.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHARLOTTESVILLE
serves 46,553 people · EPA ID VA2540500
Water SourcePurchased surface water from RWSA URBAN SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ting
Fiber
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Apple Tree Rd

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