Charlottesville City property record for 109 Apple Tree Rd, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,105 sqft · built 1958 |
| Lot Size | 0.211 acres (9,191 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,555 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 170009160 |
| Primary APN | 170009160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,105 sqft Finished Area |
| 1st Floor Area | 1,114 sqft |
| Basement Area | 1,105 sqft |
| Finished Basement | 836 sqft |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick Veneer |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,191 sqft (0.211 acres) |
| Lot Depth | 115 ft Depth |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 110 sqft |
| Patio Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 109 APPLE TREE RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RX-3 |
| Legal Description | LOT 26 PIEDMONT |
| Legal Subdivision | UNIVERSITY-MAURY HILLS |
| Legal Lot Number | 26 |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 600 |
109 Apple Tree Rd is held in a trust since October 2008.
Source: Charlottesville City records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 6011 WINDWARD DR, BURKE, VA 22015-3829 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2008 |
| Deed Sale | Oct 6, 2008 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 109 Apple Tree Rd was $5,555.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,555.00 | $551,000 (+2.53%) Land $185,000 Building $366,000 | $551,000 (+2.53%) Land $185,000 Building $366,000 |
| 2025 | $537,400 Land $185,000 Building $352,400 | $537,400 Land $185,000 Building $352,400 | |
| 2023 | $4,413.00 (+17.12%) | $438,800 Land $158,000 Building $280,800 | $438,800 Land $158,000 Building $280,800 |
| 2022 | $3,768.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Apple Tree Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Apple Tree Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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