109 Appel Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 109 Appel Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,245 sqft · built 1999
Lot Size	0.151 acres (6,563 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Feb 2013)
Tax Bill	$3,336 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`071-1170-006-0000`

Property Details

APN / Parcel Number

Primary APN	`071-1170-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,245 sqft Living Area
1st Floor Area	1,245 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,563 sqft (0.151 acres)
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 APPEL CT
City	FOLSOM
State	CA
Zip	95630-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4 (PD)
Legal Description	COBBLE HILLS RIDGE II, LOT 6
Legal Subdivision	COBBLE HILLS RIDGE II
Legal Lot Number	6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3017
Census Tract	8403

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 APPEL CT, FOLSOM, CA 95630-3225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 15, 2020	Deed of Trust, Mortgage · Conventional with PMI MOUNTAIN WEST FIN'L
May 22, 2019	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU
Nov 3, 2017	Deed of Trust, Mortgage · Conventional with PMI CHURCHILL MTG HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2013 · Amount on Record
Deed Sale	Feb 27, 2013 · Amount on Record
Prior Sale	Mar 5, 1999 · Amount on Record
Deed Book / Page	20130227 / 1612
Prior Transfer Date	Feb 21, 2013
Prior Transfer Doc	0000001613
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	109 APPEL CT, FOLSOM, CA 95630-3225
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 APPEL CT, FOLSOM, CA 95630-3225

Mortgage

Document Number	0000002468
Date	Apr 1, 2021
Instrument	202104012468

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	109 APPEL CT, FOLSOM, CA 95630-3225
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 APPEL CT, FOLSOM, CA 95630-3225

Mortgage

Document Number	2021100601741
Date	Oct 6, 2021
Instrument	2021100601741

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	109 APPEL CT, FOLSOM, CA 95630-3225
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 APPEL CT, FOLSOM, CA 95630-3225

Mortgage

Document Number	4010000002468
Date	Apr 1, 2021
Book Page	20210401/2468

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	109 APPEL CT, FOLSOM, CA 95630-3225
Document Number	2006190712
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 APPEL CT FOLSOM CA 956303225, FOLSOM, CA 95630-3225

Mortgage

Document Number	2006190712
Date	Jun 19, 2020
Instrument	2006190712

Lender

Name	MOUNTAIN WEST FIN'L
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	109 APPEL CT, FOLSOM, CA 95630-3225
Document Number	1905291389
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	109 APPEL CT FOLSOM CA 956303225, FOLSOM, CA 95630-3225

Mortgage

Document Number	1905291389
Date	May 29, 2019
Instrument	1905291389

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	109 APPEL CT, FOLSOM, CA 95630-3225
Document Number	1711081120
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	109 APPEL CT FOLSOM CA 956303225, FOLSOM, CA 95630-3225

Mortgage

Document Number	1711081120
Date	Nov 8, 2017
Instrument	1711081120

Lender

Name	CHURCHILL MTG HM LOANS
Type	Bank
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$301,441 (+2%) Land $119,318 Building $182,123
2025	$3,336.00 (+2.02%)	$295,531 (+4.04%) Land $116,979 Building $178,552
2024	$3,270.00 (+4.24%)
2023	$3,137.00 (+1.46%) Homeowner's exemption	$284,057 Land $112,438 Building $171,619
2022	$3,092.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cal.net.

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