109 Apache Trl, Havelock, NC 28532 Property Records

Craven County property record for 109 Apache Trl, Havelock, NC 28532 · Last verified October 2025

Property Summary

Property Type	Row House
Details	3 bd · 3 ba · 651 sqft · built 2005
Lot Size	0.025 acres (1,090 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Jul 2022)
Tax Bill	$1,939 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-218-4-005`

Property Details

APN / Parcel Number

Primary APN	`6-218-4-005`
Alternative APNs	`102748` `105469`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	651 sqft Living Area
1st Floor Area	651 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,090 sqft (0.025 acres)
Lot Dimensions	51 ft deep x 21 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	105469
Old Parcel Number	6-218-4-005
Street Address	109 APACHE TRL
City	HAVELOCK
State	NC
Zip	28532-2920
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	LOT 5 INDIAN TRAILS TOWNHOMES PH I REVISED
Legal Subdivision	INDIAN TRLS TWNHMS
Legal Phase	I
Legal Lot Number	5
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2081
Census Tract	961102

Owner

Source: Craven County records · APN 6-218-4-005

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 APACHE TRL, HAVELOCK, NC 28532-2920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2022 · Amount on Record
Deed Sale	Jul 01, 2022 · Amount on Record
Prior Sale	May 05, 2006 · Amount on Record
Deed Document Number	0037321003
Deed Book / Page	3732 / 1003
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 01, 2022
Property Address	109 APACHE TRL, HAVELOCK, NC 28532-2920
Document Number	03732/1003
Book / Page	3732 / 1003
Map Reference	CAB H SL 31E
Instrument Date	Jun 30, 2022
Instrument	10099579
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1317 EDGEWATER DR # 4160, 4160, ORLANDO, FL 32804-6350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 APACHE TRL, HAVELOCK, NC 28532-2920

Mortgage

Document Number	0037321006
Date	Jul 01, 2022
Instrument	3732/1006

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,939.00 (+4.08%)	$160,340 (-) Land $12,500 Building $147,840	$160,340 (-) Land $12,500 Building $147,840
2023	$1,863.00 (+79.65%)	$160,340 (+88.57%) Land $12,500 Building $147,840	$160,340 (+88.57%) Land $12,500 Building $147,840
2022	$1,037.00	$85,030 Land $12,500 Building $72,530
2018			$85,030 Land $12,500 Building $72,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499611022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (2011–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Nov 2018, rainfall accumulation
Claims By Storm	Hurricane Florence, Sep 2018 · 4 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,786 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 236 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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