109 Andover Ct, Frederick, MD 21702 Property Records

Frederick County property record for 109 Andover Ct, Frederick, MD 21702 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,028 sqft · built 1977
Lot Size	0.169 acres (7,404 sqft)
Owner	2 Individual Names on File
Last Sale	$339,000 (Jan 2007)
Tax Bill	$4,510 (2023)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-052237`

Property Details

APN / Parcel Number

Primary APN	`02-052237`
Alternative APNs	`2052237` `052237`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,028 sqft Total Area
1st Floor Area	1,028 sqft
Basement Area	660 sqft
Finished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,404 sqft (0.169 acres)
Porch	Open Porch
Porch Area	120 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	052237
Old Parcel Number	2052237
Street Address	109 ANDOVER CT
City	FREDERICK
State	MD
Zip	21702-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 300 SECT 1 0.17 A 109 ANDOVER COURT STONEGATE FARMS
Legal Subdivision	STONEGATE FARMS
Legal Block	3
Legal Lot Number	300
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1001
Census Tract	750507

Owner

Source: Frederick County records · APN 02-052237

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 ANDOVER CT, FREDERICK, MD 21702-3723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit SKYPOINT FEDERAL CREDIT UNION
Feb 01, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Aug 07, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2007 · Amount on Record
Deed Sale	Jan 24, 2007 · Amount on Record
Prior Sale	Sep 11, 2002 · Amount on Record
Deed Document Number	070422
Deed Book / Page	6423 / 222
Record Updated	Jun 07, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	109 ANDOVER CT, FREDERICK, MD 21702-3723
Transaction Type	Mortgage
Record Updated	Nov 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175630466
Date	Oct 20, 2025
Book Page	17563/466

Lender

Name	SKYPOINT FEDERAL CREDIT UNION
Type	Credit Union
Address	GERMANTOWN, MD 20874

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 19, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	109 ANDOVER CT, FREDERICK, MD 21702-3723
Document Number	0135380041
Instrument Date	Feb 01, 2020
Transaction Type	Mortgage
Record Updated	Mar 06, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 ANDOVER CT FREDERICK MD 217023723, FREDERICK, MD 21702-3723

Mortgage

Document Number	0135380041
Date	Feb 20, 2020
Book Page	013538/000041

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	109 ANDOVER CT, FREDERICK, MD 21702-3723
Document Number	0125840218
Instrument Date	Aug 07, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 ANDOVER CT FREDERICK MD 217023723, FREDERICK, MD 21702-3723

Mortgage

Document Number	0125840218
Date	Aug 22, 2018
Book Page	012584/000218

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,510.00 Homeowner's exemption	$269,400	$341,000 Land $111,700 Building $229,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217505071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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