St. Johns County property record for 109 Andora St, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,146 sqft · built 1973 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $58,600 (Jun 2010) |
| Tax Bill | $999 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 270118-0020 |
| Primary APN | 270118-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,146 sqft Living Area |
| Gross Area | 1,434 sqft |
| 1st Floor Area | 1,146 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,791 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Porch | Enclosed Glass Porch |
| Porch Area | 480 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 ANDORA ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-68 ST AUG SHORES UNIT 1 LOT 2 BLK 18 OR1019/2065 & 3324/1930(Q/C) |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 48 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT ONE |
| Legal Block | 18 |
| Legal Lot Number | 2 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21210 |
Source: St. Johns County records · APN 270118-0020
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 ANDORA ST, SAINT AUGUSTINE, FL 32086-7251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 07, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 19, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2010 · Amount on Record |
| Deed Sale | Jun 17, 2010 · Amount on Record |
| Deed Document Number | 201028772 |
| Deed Book / Page | 3324 / 1930 |
| Prior Transfer Date | Jun 12, 2010 |
| Prior Transfer Doc | 0033241930 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 ANDORA ST, SAINT AUGUSTINE, FL 32086-7251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 ANDORA ST, SAINT AUGUSTINE, FL 32086-7251 |
| Document Number | 0062961741 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 6296/1741 |
| Instrument | 2026007828 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 ANDORA ST, SAINT AUGUSTINE, FL 32086-7251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 109 ANDORA ST, SAINT AUGUSTINE, FL 32086-7251 |
| Document Number | 0058530624 |
|---|---|
| Date | Nov 07, 2023 |
| Book Page | 5853/624 |
| Instrument | 2023087472 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 ANDORA ST, SAINT AUGUSTINE, FL 32086-7251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0054641776 |
|---|---|
| Date | Jan 07, 2022 |
| Book Page | 5464/1776 |
| Instrument | 2022002599 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 ANDORA ST, SAINT AUGUSTINE, FL 32086-7251 |
| Document Number | 0044950591 |
| Book / Page | 004495 / 000591 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 ANDORA ST ST AUGUSTINE FL 320867251, ST AUGUSTINE, FL 32086-7251 |
| Document Number | 0044950591 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 004495/000591 |
| Instrument | 5918 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 25, 2038 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,570 (+2.7%) | $244,317 (-0.67%) Land $54,236 Building $190,081 | |
| 2025 | $999.00 (+19.93%) Homeowner's exemption | $88,189 (+2.9%) | $245,961 (-2.95%) Land $51,188 Building $194,773 |
| 2024 | $833.00 (+2.84%) Homeowner's exemption | $85,704 (+3%) | $253,448 (+2.93%) Land $51,188 Building $202,260 |
| 2023 | $810.00 (+5.61%) Homeowner's exemption | $83,208 (+3%) | $246,225 (+11.38%) Land $51,188 Building $195,037 |
| 2022 | $767.00 Homeowner's exemption | $80,784 | $221,066 Land $33,124 Building $187,942 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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