109 Ames St, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 109 Ames St, Dedham, MA 02026 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,328 sqft · built 1920
Lot Size0.141 acres (6,158 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Jun 2005)
Tax Bill$7,188 (2025)
Deeds & MortgagesOct 2025 Line of Credit
May 2022 Line of Credit
+ 4 more
Flood ZoneZone AE (high risk)
APNDEDH M:0074 L:0009

Property Details

APN / Parcel Number

Primary APNDEDH M:0074 L:0009

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,328 sqft Living Area
Gross Area3,172 sqft
1st Floor Area954 sqft
AtticAttic
Attic Area936 sqft
Basement Area990 sqft
Unfinished Basement990 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,158 sqft (0.141 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address109 AMES ST
CityDEDHAM
StateMA
Zip02026-1824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHOUSE LOTS DEDHAM PLAN
Legal Lot Number9
JurisdictionDEDHAM MA
Township / Civil DivisionDEDHAM
Census Block Group2
Census Block2030
Census Tract402101

Owner

Source: Norfolk County and Dedham Town records · APN DEDH M:0074 L:0009

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address109 AMES ST, DEDHAM, MA 02026-1824
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · Line of Credit
ROCKLAND TRUST CO
May 24, 2022Deed of Trust, Mortgage · Line of Credit
ROCKLAND TRUST CO
Jun 09, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKLAND TRUST CO
Aug 10, 2021Deed of Trust, Mortgage · Line of Credit
ROCKLAND TRUST CO
Jun 05, 2019Deed of Trust, Mortgage · Balloon Mortgage
CITIZENS BANK
May 26, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/RI

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2005 · Amount on Record
Deed SaleJun 15, 2005 · Amount on Record
Prior SaleApr 30, 2004 · Amount on Record
Deed Document Number2005122217
Deed Book / Page22513 / 309
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEDHAM MA
Property Address109 AMES ST, DEDHAM, MA 02026-1824
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042718-300
DateOct 22, 2025
Book Page42718/300
Instrument74405
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueNov 01, 2050
Interest
Rate TypeAdjustable Rate

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEDHAM MA
Property Address109 AMES ST, DEDHAM, MA 02026-1824
Transaction TypeMortgage
Record UpdatedJun 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040560-86
DateMay 24, 2022
Book Page40560/86
Instrument45483
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term541 Months
DueJun 01, 2067
Interest
Rate TypeAdjustable Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEDHAM MA
Property Address109 AMES ST, DEDHAM, MA 02026-1824
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039493-587
DateJun 09, 2021
Book Page39493/587
Instrument75282
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEDHAM MA
Property Address109 AMES ST, DEDHAM, MA 02026-1824
Transaction TypeMortgage
Record UpdatedAug 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39723-543
DateAug 10, 2021
Book Page39723/543
Instrument104316
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term541 Months
DueSep 01, 2066
Interest
Rate TypeAdjustable Rate

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEDHAM MA
Property Address109 AMES ST, DEDHAM, MA 02026-1824
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36852-117
DateJun 05, 2019
Book Page36852/117
Instrument43841
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEDHAM MA
Property Address109 AMES ST, DEDHAM, MA 02026-1824
Document Number35257-401
Book / Page035257 / 000401
Instrument DateMay 26, 2017
Transaction TypeMortgage
Record UpdatedJul 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35257-401
DateJul 07, 2017
Book Page035257/000401
Instrument61658
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Norfolk County and Dedham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionDedham Town
Unified School DistrictDedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,188.00 (+7.85%)$569,600 (+6.83%) Land $323,000 Building $246,600$671,175 (+17.61%)
2024$6,665.00 (+3.82%)$533,200 (+6.64%) Land $293,100 Building $240,100$570,665
2023$6,420.00$500,000 Land $265,300 Building $234,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ames St

Nearby Streets

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