Rutherford County property record for 109 Altoga Ct, Murfreesboro, TN 37129
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,463 sqft · built 2001 |
| Lot Size | 0.846 acres (36,853 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $279,900 (Jun 2017) |
| Tax Bill | $1,649 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072B-A-023.00-000 |
| Primary APN | 072B-A-023.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,463 sqft Living Area |
| 1st Floor Area | 4,832 sqft |
| Upper Floors Area | 1,295 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 36,853 sqft (0.846 acres) |
| Lot Dimensions | 287 ft deep x 114 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Patio Area | 100 sqft |
| Balcony Area | 107 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | R0043173 |
|---|---|
| Street Address | 109 ALTOGA CT |
| City | MURFREESBORO |
| State | TN |
| Zip | 37129-2557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 HACKNEY MEADOWS PB 24 PG 23 114.04 X 287.44 IRR |
| Legal Subdivision | HACKNEY MEADOWS |
| Legal Lot Number | 23 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 40806 |
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 ALTOGA CT, MURFREESBORO, TN 37129-2557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Her Husband |
| Date | Document |
|---|---|
| Mar 27, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jan 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Jun 15, 2017 | Warranty Deed, Transfer · Conventional with PMI FIFTH THIRD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2017 · Amount on Record |
| Deed Sale | Jun 15, 2017 · Amount on Record |
| Prior Sale | May 25, 2007 · Amount on Record |
| Deed Document Number | 20172089816 |
| Deed Book / Page | 1580 / 3490 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 109 ALTOGA CT, MURFREESBORO, TN 37129-2557 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 109 ALTOGA CT, MURFREESBORO, TN 37129-2557 |
| Document Number | 0023282897 |
|---|---|
| Date | Mar 27, 2023 |
| Book Page | 2328/2897 |
| Instrument | 2488743 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 109 ALTOGA CT, MURFREESBORO, TN 37129-2557 |
| Document Number | RB18651591 |
| Instrument Date | Jan 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 ALTOGA CT MURFREESBORO TN 371292557, MURFREESBORO, TN 37129-2557 |
| Document Number | RB18651591 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | 001865/001591 |
| Instrument | 2256155 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Jun 15, 2017 |
| Property Address | 109 ALTOGA CT, MURFREESBORO, TN 37129-2557 |
| Document Number | RB15803490 |
| Book / Page | 001580 / 003490 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 2089816 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2017 |
| Title Company | BIRTHRIGHT TITLE AND ESCROW LLC, BIRTHRIGHT TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,035.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 ALTOGA CT MURFREESBORO TN 371292557, MURFREESBORO, TN 37129-2557 |
| Document Number | RB15803492 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 001580/003492 |
| Instrument | 2089817 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2047 |
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,825 (+20.43%) Land $27,500 Building $79,325 | $427,300 (+20.43%) Land $110,000 Building $317,300 | |
| 2025 | $1,649.00 (-0.9%) | $88,700 (-) Land $13,750 Building $74,950 | |
| 2023 | $1,664.00 | $88,700 Land $13,750 Building $74,950 | $354,800 (+0.94%) Land $55,000 Building $299,800 |
| 2022 | $351,500 Land $55,000 Building $296,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 10 (2010–2013) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Communications Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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