109 Allen Chappell Rd, Cobb, GA 31735 Property Records

Sumter County property record for 109 Allen Chappell Rd, Cobb, GA 31735

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,284 sqft · built 2006
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jun 2026)
Tax Bill	$4,026 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`1529 12A 95`

Property Details

APN / Parcel Number

Primary APN	`1529 12A 95`
Alternative APN	`16927`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,284 sqft Heated Area
1st Floor Area	2,026 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	56,628 sqft (1.3 acres)
Terrain	Rolling
Garage Area	1,428 sqft

Exterior Amenities

Porch	Patio
Porch Area	986 sqft
Deck Area	Deck Area
Patio Area	370 sqft
Canopy	990 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16927
Street Address	109 ALLEN CHAPPELL RD
City	COBB
State	GA
Zip	31735-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	007
Legal Description	1.3 AC LL 12 15TH LD
Legal Subdivision	SPRING CREEK SUBD
Jurisdiction	SUMTER GA
Township / Civil Division	LESLIE-DE SOTO
Census Block Group	3
Census Block	3004
Census Tract	950800

Owner

Source: Sumter County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 ALLEN CHAPPELL RD, COBB, GA 31735-2022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer · Conventional Mortgage LIBERTY FEDERAL CREDIT UNION
Mar 11, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Deed Book / Page	1805 / 928
Prior Transfer Date	Jan 14, 2025
Prior Transfer Doc	001764/216
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER GA
Recording Date	Jun 23, 2026
Property Address	109 ALLEN CHAPPELL RD, COBB, GA 31735-2022
Document Number	1805000928
Book / Page	1805 / 928
Instrument Date	Jun 15, 2026
Transaction Type	Transfer
Record Updated	Aug 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ALLEN CHAPPELL RD, COBB, GA 31735-2022

Mortgage

Document Number	1805000930,
Date	Jun 23, 2026
Book Page	1805/930

Lender

Name	LIBERTY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER GA
Recording Date	Mar 11, 2022
Property Address	109 ALLEN CHAPPELL RD, COBB, GA 31735-2022
Document Number	001644/123
Book / Page	1644 / 123
Instrument Date	Mar 11, 2022
Instrument	2022-000262
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ALLEN CHAPPELL RD, COBB, GA 31735-2022

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,026.00 (+2.89%) Homeowner's exemption	$116,120 (-) Land $6,360 Building $109,760	$290,300 (-) Land $15,900 Building $274,400
2023	$3,913.00 (+7.53%) Homeowner's exemption	$116,120 Land $6,360 Building $109,760	$290,300 Land $15,900 Building $274,400
2022	$3,639.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	2 (1998)
Most Recent Claim	Mar 1998 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pineland Communications Fiber	1,000 / 1,000
Citizens Telephone Company Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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