109 Agate Lake Dr, Kyle, TX 78640 Property Records

Hays County property record for 109 Agate Lake Dr, Kyle, TX 78640

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,425 sqft · built 2006
OwnerOwner Name on Record
Tax Bill$4,929 (2024)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN117969000A054002

Property Details

APN / Parcel Number

Primary APN117969000A054002
Alternative APN
  • R112712

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,425 sqft Living Area
Gross Area1,797 sqft

Exterior

Year BuiltBuilt 2006
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Garage TypeMixed
Garage Area372 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area62 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR112712
Old Parcel Number117969000A054002
Street Address109 AGATE LAKE DR
CityKYLE
StateTX
Zip78640-5864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHLAKE RANCH PHASE THREE, BLOCK A, LOT 54 TAX CODES:PCC,RSP,SHA,WPC,ACCD,EHA
Legal SubdivisionSOUTHLAKE RANCH PHASE THREE
Legal Phase3
Legal BlockA
Legal Lot Number54
JurisdictionHAYS TX
Township / Civil DivisionKYLE-BUDA
Census Block Group2
Census Block2000
Census Tract10916

Owner

Source: Hays County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address109 AGATE LAKE DR, KYLE, TX 78640-5864
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2007
Deed SaleFeb 20, 2007
Deed Document Number70004822
Deed Book / Page3111 / 162
Record UpdatedJun 7, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYS TX
Property Address109 AGATE LAKE DR, KYLE, TX 78640-5864
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySSTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044270
DateOct 2, 2020
Instrument20044270
Lender
NameSECURITY SERVICE FCU
TypeCredit Union
AddressSAN ANTONIO, TX 78249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHays County
MunicipalityKyle City
Unified School DistrictHays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$243,070 (-4.22%) Land $63,720 Building $179,350$243,070 (-17.4%) Land $63,720 Building $179,350
2024$4,929.00 (+1.57%)
2023$253,773 Land $70,800 Building $223,490$294,290 Land $70,800 Building $223,490
2022$4,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KYLE
serves 52,000 people · EPA ID TX1050002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Astound Broadband.

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