Kern County property record for 109 Acapulco Dr, Bakersfield, CA 93314
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,552 sqft · built 1990 |
| Lot Size | 0.23 acres (9,999 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $122,000 (Jul 2002) |
| Tax Bill | $2,954 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 522-181-22-00-9 |
| Primary APN | 522-181-22-00-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| Gross Area | 2,059 sqft |
| 1st Floor Area | 1,552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 9,999 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 463 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 44 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Account Number | 522181221 |
|---|---|
| Street Address | 109 ACAPULCO DR |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93314-4707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TRACT 4708 , BLOCK , LOT 29 |
| Legal Tract | 4708 |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | KERN CA |
| Township / Civil Division | GREENFIELD-PANAMA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 3203 |
109 Acapulco Dr is owner-occupied and held in a trust since July 2002.
Source: Kern County records, as of August 6, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 109 ACAPULCO DR, BAKERSFIELD, CA 93314-4707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2002 · Amount on File |
| Deed Sale | Jul 26, 2002 · Amount on File |
| Prior Sale | Jan 18, 2002 · Amount on File |
| Deed Document Number | 2002118407 |
| Prior Transfer Date | Dec 27, 1995 |
| Prior Transfer Doc | 0000000134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 109 ACAPULCO DR, BAKERSFIELD, CA 93314-4707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000022167 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 0218022167 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
The 2025 property tax bill for 109 Acapulco Dr was $2,954 with a homeowner's exemption.
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Secondary School District | Kern High School District (09 - 12) |
| Elementary School District | Rosedale Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $208,070 (+2%) Land $59,079 Building $148,991 | |
| 2025 | $2,954.00 Homeowner's exemption | $203,991 Land $57,921 Building $146,070 |
| 2023 | $2,833.00 (+2.2%) Homeowner's exemption | $196,073 Land $55,673 Building $140,400 |
| 2022 | $2,772.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 109 Acapulco Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Acapulco Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon.
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