Delaware County property record for 109 Academy Ln, Upper Darby, PA 19082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,170 sqft · built 1939 |
| Lot Size | 0.039 acres (1,699 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $139,900 (Apr 2020) |
| Tax Bill | $3,861 (2026) |
| Deeds & Mortgages | Jan 2024 Line of Credit Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-08-016:000 |
| Primary APN | 16-08-016:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Family Room | Family Room |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Row Home |
| Exterior Material | Brick |
| Lot Area | 1,699 sqft (0.039 acres) |
| Lot Dimensions | 88 ft deep x 18 ft wide |
| Heating System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1608016000 |
|---|---|
| Street Address | 109 ACADEMY LN |
| City | UPPER DARBY |
| State | PA |
| Zip | 19082-1301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 STY HSE GAR 18 X 88 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | UPPER DARBY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 400500 |
Source: Delaware County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 ACADEMY LN, UPPER DARBY, PA 19082-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 15, 2020 | Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2020 · Amount on Record |
| Deed Sale | Apr 15, 2020 · Amount on Record |
| Deed Document Number | 202018645 |
| Deed Book / Page | 6495 / 1122 |
| Prior Transfer Date | Aug 25, 1995 |
| Prior Transfer Doc | 0000046972 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 109 ACADEMY LN, UPPER DARBY, PA 19082-1301 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 109 ACADEMY LN, UPPER DARBY, PA 19082-1301 |
| Investor | Possibly a Property Investor |
| Document Number | 0069510827 |
|---|---|
| Date | Jan 4, 2024 |
| Book Page | 6951/827 |
| Instrument | 2024000386 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Apr 15, 2020 |
| Property Address | 109 ACADEMY LN, UPPER DARBY, PA 19082-1301 |
| Document Number | 0064951122 |
| Book / Page | 006495 / 001122 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 18645 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | KEYSTONE PREMIER SETTLEMENT SE, KEYSTONE PREMIER SETTLEMENT SV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,399.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 109 ACADEMY LN MILLBOURNE PA 190821301, MILLBOURNE, PA 19082-1301 |
| Document Number | 64951126 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 006495/001126 |
| Instrument | 18646 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 14, 2050 |
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Upper Darby Township |
| Unified School District | Upper Darby School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,861.00 (+7.37%) | $86,950 (-) Land $23,380 Building $63,570 | $86,950 (-) Land $23,380 Building $63,570 |
| 2024 | $86,950 Land $23,380 Building $63,570 | ||
| 2023 | $3,596.00 Homeowner's exemption | ||
| 2021 | $86,950 (-) | ||
| 2020 | $86,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 925 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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