109 Ablett Ter, Sebastian, FL 32958 Property Records

Indian River County property record for 109 Ablett Ter, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,657 sqft · built 1987
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Feb 2026)
Tax Bill	$1,759 (2025)
Deeds & Mortgages	Feb 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-38-25-00001-3940-00023.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-25-00001-3940-00023.0`
Alternative APN	`24599`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,657 sqft Living Area
Gross Area	2,119 sqft
1st Floor Area	1,657 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	125 ft deep x 160 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft

Exterior Amenities

Pool Area	200 sqft
Porch	Porch
Porch Area	326 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 ABLETT TER
City	SEBASTIAN
State	FL
Zip	32958-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 11 BLK 394 LOTS 23 & 24 PBI 7-56K
Legal Range	38E
Legal Township	31S
Legal Section	25
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 11
Legal Block	394
Legal Lot Number	23,24
Legal Unit	11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1027
Census Tract	50809

Owner

109 Ablett Ter is owned and occupied by two individuals who bought it in February 2026.

Source: Indian River County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 ABLETT TER, SEBASTIAN, FL 32958-6209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2026 · Amount on File
Deed Sale	Feb 26, 2026 · Amount on File
Deed Document Number	20268903
Deed Book / Page	3840 / 2081
Prior Transfer Date	Jan 15, 2008
Prior Transfer Doc	0022342046
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Feb 26, 2026
Property Address	109 ABLETT TER, SEBASTIAN, FL 32958-6209
Document Number	0038402081
Book / Page	3840 / 2081
Map Reference	MB 7 PG 56
Instrument Date	Feb 17, 2026
Instrument	3120260008903
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 WESLEYAN RD, COMMACK, NY 11725-2531

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 ABLETT TER, SEBASTIAN, FL 32958-6209

Tax Assessment & Valuation

The 2025 property tax bill for 109 Ablett Ter was $1,759 with exemptions applied.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,759.00 Homeowner's exemption Senior Citizen's exemption	$133,818	$386,328 Land $125,800 Building $260,528
2023	$1,256.00 (-0.87%)	$126,259 (+3%)	$370,634 (+27.79%) Land $112,200 Building $258,434
2022	$1,267.00	$122,582	$290,025 Land $70,040 Building $219,985

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Ablett Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Ablett Ter is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20