Stearns County property record for 109 7th Ave NE, Saint Stephen, MN 56375
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,048 sqft · built 1994 |
| Lot Size | 0.467 acres (20,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,900 (Sep 2016) |
| Tax Bill | $3,208 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-55924-0114 |
| Primary APN | 90-55924-0114 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,048 sqft Living Area |
| Gross Area | 1,643 sqft |
| 1st Floor Area | 540 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,340 sqft (0.467 acres) |
| Lot Dimensions | 180 ft deep x 113 ft wide |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 7TH AVE NE |
|---|---|
| City | SAINT STEPHEN |
| State | MN |
| Zip | 56375-9661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 009 BLK 002 LAKEWOOD VIEW SECTION 19 TOWNSHIP 126 RANGE 028 SECTION 19 TOWNSHIP 126 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 126 |
| Legal Section | 19 |
| Legal Subdivision | LAKEWOOD VIEW |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. STEPHEN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10200 |
109 7th Ave NE is owned and occupied by an individual who bought it in September 2016.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 7TH AVE NE, SAINT STEPHEN, MN 56375-9661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2016 · Amount on File |
| Deed Sale | Sep 29, 2016 · Amount on File |
| Prior Sale | Apr 11, 1994 · Amount on File |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 109 7th Ave NE was $3,208 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Stephen City |
| Unified School District | Sartell-St. Stephen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,208.00 | ||
| 2025 | $282,300 Land $47,200 Building $235,100 | $282,300 Land $47,200 Building $235,100 | |
| 2023 | $3,062.00 | $271,900 Land $47,200 Building $224,700 | $271,900 Land $47,200 Building $224,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 7th Ave NE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 7th Ave NE is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 72% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xtratyme Technologies.
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