Manatee County property record for 109 78th St, Holmes Beach, FL 34217
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,170 sqft · built 1946 |
| Lot Size | 0.118 acres (5,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $800,000 (Jul 2026) |
| Tax Bill | $5,377 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2026 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 71252-0000-1 |
| Primary APN | 71252-0000-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Gross Area | 1,535 sqft |
| 1st Floor Area | 1,170 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 5,120 sqft (0.118 acres) |
| Lot Dimensions | 80 ft deep x 64 ft wide |
| View / Lot | Island |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 145 sqft |
| Deck Area | 119 sqft |
| Patio Area | 119 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 109 78TH ST |
|---|---|
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-1047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HB_R-2 |
| Legal Description | LOT 4 BLK F HOLMES BEACH DEV THIRD UNIT PI#71252.0000/1 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 20 |
| Legal Subdivision | HOLMES BEACH DEVELOPMENT 3RD UNIT |
| Legal Tract | 07124000 |
| Legal Block | F |
| Legal Lot Number | 4 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1802 |
Source: Manatee County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 241 TULOKEE CT, MACON, GA 31220-8508 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 23, 2026 | Affidavit, Transfer |
| Jul 23, 2026 | Deed, Transfer EXECUTIVE TITLE, EXECUTIVE TITLE OF CENTRAL FLO |
| Jul 23, 2026 | Special Warranty Deed, Transfer EXECUTIVE TITLE, EXECUTIVE TITLE OF CENTRAL FLO |
| Dec 12, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on Record |
| Deed Sale | Jul 23, 2026 · Amount on Record |
| Deed Document Number | 202685211 |
| Prior Transfer Date | Jul 10, 2026 |
| Prior Transfer Doc | 0000085210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jul 23, 2026 |
| Property Address | 109 78TH ST, HOLMES BEACH, FL 34217-1047 |
| Document Number | 0000085205 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202685205 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jul 23, 2026 |
| Property Address | 109 78TH ST, HOLMES BEACH, FL 34217-1047 |
| Document Number | 0000085211 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202685211 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | EXECUTIVE TITLE, EXECUTIVE TITLE OF CENTRAL FLO |
| Amount | Amount Recorded |
|---|---|
| Tax | $565,600.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 241 TULOKEE CT, MACON, GA 31220-8508 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jul 23, 2026 |
| Property Address | 109 78TH ST, HOLMES BEACH, FL 34217-1047 |
| Document Number | 0000085210 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202685210 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | EXECUTIVE TITLE, EXECUTIVE TITLE OF CENTRAL FLO |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 241 TULOKEE CT, MACON, GA 31220-8508 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Dec 12, 2025 |
| Property Address | 109 78TH ST, HOLMES BEACH, FL 34217-1047 |
| Document Number | 0041149059 |
| Map Reference | MB 7 PG 21 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 202541149059 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1890 EF GRIFFIN RD, BARTOW, FL 33830-9738 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1890 EF GRIFFIN RD, BARTOW, FL 33830-9738 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,160,058 (+211.23%) Land $946,220 Building $213,838 | $1,160,058 (-1.05%) Land $946,220 Building $213,838 | |
| 2025 | $5,377.00 (+2.93%) Homeowner's exemption | $372,733 (+5.99%) | $1,172,395 (-3.7%) Land $946,220 Building $226,175 |
| 2024 | $5,224.00 (+1.04%) | ||
| 2023 | $5,170.00 (+2.42%) Homeowner's exemption | $351,678 (+3%) | $1,217,387 (+53.27%) Land $946,220 Building $271,167 |
| 2022 | $5,048.00 Homeowner's exemption | $341,435 | $794,278 Land $556,600 Building $237,678 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 513 units insured incl. 182 condo units |
| Nearby Flood Claims | 272 (2017–2024) |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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