109 6th St, Duluth, MN 55810 Property Records

St. Louis County property record for 109 6th St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,074 sqft
Lot Size	0.357 acres (15,581 sqft)
Owner	Company Name on Record
Last Sale	$15,000 (Oct 2008)
Tax Bill	$2,384 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`185-0190-00075`

Property Details

APN / Parcel Number

Primary APN	`185-0190-00075`
Alternative APN	`1057832`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,074 sqft Gross Area
1st Floor Area	804 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Metal
Construction Type	Frame
Lot Area	15,581 sqft (0.357 acres)
Garage Area	1,176 sqft

Exterior Amenities

Porch	Slab
Porch Area	198 sqft
Deck Area	132 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1057832
Street Address	109 6TH ST
City	DULUTH
State	MN
Zip	55810-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 OF ELY 36 FT OF OUTLOT 7 EX BEG AT SWCOR OF LOT 7 THENCE NLY ALONG W LINE 203.25FTTHENCE ELY AT AN ANGLE OF 90DEG00'08"
Legal Subdivision	NORTONS PROCTOR OUTLOTS
Legal Lot Number	7,55
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	1
Census Block	1008
Census Tract	10100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	109 6TH ST, DULUTH, MN 55810-2243
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage GREATER MN HSNG FND
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2008 · Amount on Record
Deed Sale	Oct 15, 2008 · Amount on Record
Deed Document Number	20081093046
Last Transfer Date	Aug 20, 2009
Transfer Doc	0001118907
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	109 6TH ST, DULUTH, MN 55810-2243
Document Number	00A1340904
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 6TH ST PROCTOR MN 558102243, PROCTOR, MN 55810-2243

Mortgage

Document Number	00A1340904
Date	Sep 18, 2018
Instrument	A1340904

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	109 6TH ST, DULUTH, MN 55810-2243
Document Number	00A1340907
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	109 6TH ST PROCTOR MN 558102243, PROCTOR, MN 55810-2243

Mortgage

Document Number	00A1340907
Date	Sep 18, 2018
Instrument	A1340907

Lender

Name	GREATER MN HSNG FND
Type	Funding / Finance Company
Address	ST APUL, MN 55101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	109 6TH ST, DULUTH, MN 55810-2243
Document Number	00A1340905
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 6TH ST PROCTOR MN 558102243, PROCTOR, MN 55810-2243

Mortgage

Document Number	00A1340905
Date	Sep 18, 2018
Instrument	A1340905

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 17, 2028

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	109 6TH ST, DULUTH, MN 55810-2243
Document Number	00A1353720
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 6TH ST PROCTOR MN 558102243, PROCTOR, MN 55810-2243

Mortgage

Document Number	00A1353720
Date	Apr 25, 2019
Instrument	A1353720

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	109 6TH ST, DULUTH, MN 55810-2243
Document Number	0001345240
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 6TH ST PROCTOR MN 558102243, PROCTOR, MN 55810-2243

Mortgage

Document Number	0001345240
Date	Nov 21, 2018
Instrument	1345240

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,384.00 (-1.32%) Homeowner's exemption
2025	$2,416.00 (-18.54%) Homeowner's exemption	$225,100 (-2.43%) Land $22,300 Building $202,800	$225,100 (-2.43%) Land $22,300 Building $202,800
2024	$2,966.00	$230,700 (+30.41%) Land $18,300 Building $212,400	$230,700 (+30.41%) Land $18,300 Building $212,400
2022		$176,900 Land $13,800 Building $163,100	$176,900 Land $13,800 Building $163,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2012)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

Nearby Properties on 6th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures