109 4th St, Aurora, IN 47001 Property Records

Dearborn County property record for 109 4th St, Aurora, IN 47001

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 3,444 sqft · built 1890
Lot Size	0.258 acres (11,236 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (May 2020)
Tax Bill	$2,957 (2025)
Deeds & Mortgages	Jan 2022 Refinance May 2020 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`003-000427-00`

Property Details

APN / Parcel Number

Primary APN	`003-000427-00`
Alternative APNs	`15-07-32-103-150.000-003` `00000001778`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,444 sqft Living Area
1st Floor Area	3,444 sqft
Attic	Attic
Attic Area	1,696 sqft
Basement Area	848 sqft
Unfinished Basement	848 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	11,236 sqft (0.258 acres)
Lot Dimensions	106 ft deep x 106 ft wide
Garage Type	Detached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000001778
Street Address	109 4TH ST
City	AURORA
State	IN
Zip	47001-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	09-226 AURORA 159, 160 32-5-1
Jurisdiction	DEARBORN IN
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4008
Census Tract	80500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Aurora Historic District listed 1994 · 276 contributing resources · NRIS 94001134

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

109 4th St is owned and occupied by an individual who bought it in May 2020.

Source: Dearborn County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	109 4TH ST, AURORA, IN 47001-1201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST FINANCIAL BANK
May 11, 2020	Deed, Transfer · Stand-Alone Refinance FIRST FINANCIAL BANK
May 11, 2020	Deed, Transfer · Stand-Alone First Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020 · Amount on File
Deed Sale	May 11, 2020 · Amount on File
Prior Sale	May 11, 2020 · Amount on File
Deed Document Number	20203057
Prior Transfer Date	Mar 23, 2020
Prior Transfer Doc	2020003058
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	109 4TH ST, AURORA, IN 47001-1201
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000465
Date	Jan 20, 2022
Instrument	2022000465

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2046

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DEARBORN IN
Recording Date	May 11, 2020
Property Address	109 4TH ST, AURORA, IN 47001-1201
Document Number	2020003057
Instrument Date	Mar 23, 2020
Instrument	2020003057
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003058
Date	May 11, 2020
Instrument	2020003058

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2045

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DEARBORN IN
Recording Date	May 11, 2020
Property Address	109 4TH ST, AURORA, IN 47001-1201
Document Number	2020003056
Instrument Date	Mar 23, 2020
Instrument	2020003056
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003058
Date	May 11, 2020
Instrument	2020003058

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 109 4th St was $2,957 with a homeowner's exemption, up 12.4% from the year before.

Source: Dearborn County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Aurora City
County	Dearborn County
County Subdivision	Center Township
Unified School District	South Dearborn Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,957.00 (+12.39%) Homeowner's exemption	$325,700 Land $27,000 Building $298,700	$325,700 Land $27,000 Building $298,700
2024	$2,631.00 (-1.02%)
2023	$2,658.00 (-1.99%)	$265,800 (-1.99%) Land $27,000 Building $238,800	$265,800 (-1.99%) Land $27,000 Building $238,800
2022	$2,712.00 Homeowner's exemption	$271,200 Land $27,000 Building $244,200	$271,200 Land $27,000 Building $244,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 4th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 9, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Feb 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA UTILITIES serves 6,415 people · EPA ID IN5215001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Great Plains Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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