St. Johns County property record for 109 3rd St, Saint Augustine, FL 32080 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,522 sqft Living Area |
| Lot Size | 5,227 sqft (0.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $65,000 (2011) |
| Tax Bill | $6,219.00 (2025) |
| Primary APN | 169390-0140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 1,522 sqft Living Area |
| Gross Area | 1,986 sqft Gross Area |
| 1st Floor | 1,522 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,227 sqft (0.12 acres) |
| Depth X Width | 100 ft x 57.5 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 360 sqft Garage |
| Pool Area | 90 sqft Pool |
| Patio Area | 254 sqft Patio |
| Porch Area | 139 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 109 3RD ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-2927 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2-5 CHAUTAUQUA BCH LOT 14 BLK 20 & N1/2 OF VACATED ALLEY LYING S RECD IN ORD#07-07 IN OR2924/1213 OR3496/1674 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 34 |
| Legal Subdivision | CHAUTAUQUA BEACH SUBDIVISION OF THE ANAS |
| Legal Block | 20 |
| Legal Lot Number | 14 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 21409 |
Source: St. Johns County records · APN 169390-0140
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 3RD ST, SAINT AUGUSTINE, FL 32080-2927 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 03, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 22, 2011 · Amount on Record |
| Deed Sale | Nov 22, 2011 · Amount on Record |
| Prior Sale | Jul 18, 2006 · Amount on Record |
| Deed Doc Number | 201159110 |
| Deed Book / Page | 3496 / 1674 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 3RD ST, SAINT AUGUSTINE, FL 32080-2927 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 3RD ST, SAINT AUGUSTINE, FL 32080-2927 |
| Document Number | 0051850836 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 5185/836 |
| Instrument | 2021019274 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 3RD ST, SAINT AUGUSTINE, FL 32080-2927 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 3RD ST, ST AUGUSTINE, FL 32080-2927 |
| Document Number | 0061790744 |
|---|---|
| Date | Jul 03, 2025 |
| Book Page | 6179/744 |
| Instrument | 2025053196 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 26, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,219 (+2.7%) | $703,670 (-0.61%) Land $292,540 Building $411,130 | |
| 2025 | $6,219.00 (+8.78%) Homeowner's exemption | $393,592 (+2.9%) | $707,978 (-4.14%) Land $292,540 Building $415,438 |
| 2024 | $5,717.00 (+4.55%) Homeowner's exemption | $382,500 (+3%) | $738,536 (+11.03%) Land $292,540 Building $445,996 |
| 2023 | $5,468.00 (+1.62%) Homeowner's exemption | $371,359 (+3%) | $665,189 (+16.46%) Land $255,040 Building $410,149 |
| 2022 | $5,381.00 Homeowner's exemption | $360,543 | $571,187 Land $198,790 Building $372,397 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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