109 3rd St, Melrose, WI 54642 Property Records

Jackson County property record for 109 3rd St, Melrose, WI 54642

Property Summary

Property TypeSingle Family Home
Lot Size0.525 acres (22,869 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (May 2024)
Tax Bill$2,811 (2025)
Deeds & MortgagesMay 2024 Sale & Mortgage
Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN151-0244-0000

Property Details

APN / Parcel Number

Primary APN151-0244-0000

Exterior

Lot Area22,869 sqft

Location & Zoning

Street Address109 3RD ST
CityMELROSE
StateWI
Zip54642-7237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 99' OL 53 REVISED PLAT OF MELROSE WITH OUTLOT 1910
Legal SubdivisionVILLAGE/MELROSE
JurisdictionJACKSON WI
Township / Civil DivisionMELROSE
Census Block Group3
Census Block3021
Census Tract960400

Owner

Source: Jackson County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 3RD ST, MELROSE, WI 54642-7237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2024Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Deed of Trust, Mortgage
May 29, 2020Warranty Deed, Transfer · Conventional Mortgage
ALTRA FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2024 · Amount on Record
Deed SaleMay 1, 2024 · Amount on Record
Prior SaleMay 29, 2020 · Amount on Record
Deed Document Number416338
Record UpdatedJun 8, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON WI
Recording DateMay 1, 2024
Property Address109 3RD ST, MELROSE, WI 54642-7237
Document Number0000416338
Instrument DateApr 30, 2024
Instrument416338
Transaction TypeTransfer
Record UpdatedMay 15, 2024
Title CompanyKNIGHT BARRY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$615.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 3RD ST, MELROSE, WI 54642-7237

Mortgage

Document Number0000416339
DateMay 1, 2024
Instrument416339
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2054

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON WI
Property Address109 3RD ST, MELROSE, WI 54642-7237
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON WI
Recording DateMay 29, 2020
Property Address109 3RD ST, MELROSE, WI 54642-7237
Document Number000668/850
Book / Page668 / 850
Instrument DateMay 29, 2020
Instrument399532
Transaction TypeTransfer
Record UpdatedMar 7, 2022
Title CompanyTOWN & COUNTRY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$389.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000668/852
DateMay 29, 2020
Book Page668/852
Instrument399533
Lender
NameALTRA FCU
TypeCredit Union
AddressMONTREAL, WI 54550
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyJackson County
MunicipalityMelrose Village
Unified School DistrictMelrose-Mindoro School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,811.00 (+91.75%) Homeowner's exemption$198,400 (+134.79%) Land $18,900 Building $179,500$214,600 (+60.15%)
2023$84,500 Land $19,000 Building $65,500$134,000
2021$1,466.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1993–2016)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2016 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2010 · 2 claims
  • Severe Storms, Tornadoes & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 88% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMELROSE WATERWORKS
serves 524 people · EPA ID WI6270293
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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