109 3rd St, Hanover, PA 17331 Property Records

York County property record for 109 3rd St, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,182 sqft · built 1887
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Aug 2021)
Tax Bill	$4,294 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`67-000-10-0156.00-00000`

Property Details

APN / Parcel Number

Primary APN	`67-000-10-0156.00-00000`
Alternative APNs	`6700001001560000000` `670250800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,182 sqft Living Area
1st Floor Area	1,084 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Architectural Style	Colonial
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Lot Area	5,663 sqft (0.13 acres)
Garage Area	296 sqft
Porch	Porch
Porch Area	244 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 3RD ST
City	HANOVER
State	PA
Zip	17331-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Jurisdiction	YORK PA
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3014
Census Tract	22300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hanover Historic District listed 1997 · 2,640 contributing resources · NRIS 96001552

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 3RD ST, HANOVER, PA 17331-2436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage MV REALTY OF PENNSYLVANIA
Aug 20, 2021	Deed, Transfer · ARM FARMERS & MERCHANTS TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Sep 3, 1974
Deed Document Number	202152380
Deed Book / Page	2674 / 1704
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	109 3RD ST, HANOVER, PA 17331-2436
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 3RD ST, HANOVER, PA 17331-2436

Mortgage

Document Number	0000050927
Date	Sep 23, 2022
Book Page	2750/1527
Instrument	2022050927

Lender

Name	MV REALTY OF PENNSYLVANIA
Type	Non-Lending Institution
Address	HARRISBURG, PA 17101

Agreement

Amount	Amount Recorded

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Aug 20, 2021
Property Address	109 3RD ST, HANOVER, PA 17331-2436
Document Number	0000052380
Book / Page	2674 / 1704
Instrument Date	Aug 17, 2021
Instrument	2021052380
Transaction Type	Transfer
Record Updated	Apr 28, 2026
Title Company	CAPITAL LAND SETTLEMENTS, CAPITAL LAND SETTLEMENT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	109 3RD ST, HANOVER, PA 17331-2436

Mortgage

Document Number	0000052381
Date	Aug 20, 2021
Instrument	2021052381

Lender

Name	FARMERS & MERCHANTS TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.3%
Index	1-Year LIBOR
Margin	3
Max Rate	8.3%

Tax Assessment & Valuation

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	Hanover Borough
Unified School District	Hanover Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,294.00 (+2.56%)	$115,260 (-) Land $22,530 Building $92,730
2024	$4,187.00	$115,260 Land $22,530 Building $92,730
2006			$115,260 Land $22,530 Building $92,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, Verizon.

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