109 3rd St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 109 3rd St, Colonial Beach, VA 22443 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,408 sqft · built 2014
OwnerIndividual Name on File
Last Sale$220,000 (Sep 2020)
Tax Bill$919 (2025)
Deeds & MortgagesNov 2019 Refinance
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN3A3 112C 4A

Property Details

APN / Parcel Number

Primary APN3A3 112C 4A
Alternative APN
  • 22438

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,408 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeRaised
Roof MaterialComposition Shingle
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number22438
Street Address109 3RD ST
CityCOLONIAL BEACH
StateVA
Zip22443-1820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 4 & 5 BK 12C BEING LOT 4A PER PLATDB 935 PG 42
Legal SubdivisionCLASSIC SHORE ADD
Legal Block12C
Legal Lot Number4&5 5
JurisdictionWESTMORELAND VA
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1022
Census Tract10402

Owner

Source: Westmoreland County records · APN 3A3 112C 4A

Assessment roll updated October 15, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8022 STEADMAN ST, ALEXANDRIA, VA 22309-1121
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
EDUCATIONAL SYSTEMS FEDERAL CREDIT UNION
Sep 01, 2020Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 2020 · Amount on Record
Deed SaleSep 01, 2020 · Amount on Record
Prior SaleJun 02, 2015 · Amount on Record
Deed Document Number0000093542
Deed Book / Page935 / 42
Record UpdatedJun 08, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND VA
Property Address109 3RD ST, COLONIAL BEACH, VA 22443-1820
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyBRENNAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number09251129
DateNov 20, 2019
Instrument09251129
Lender
NameEDUCATIONAL SYSTEMS FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2049
Interest
Rate TypeFixed Rate
Rate3.88%

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTMORELAND VA
Recording DateSep 01, 2020
Property Address109 3RD ST, COLONIAL BEACH, VA 22443-1820
Document Number0009350042
Instrument DateAug 27, 2020
Instrument09350042
Transaction TypeTransfer
Record UpdatedJan 13, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 3RD ST, COLONIAL BEACH, VA 22443-1820

Tax Assessment & Valuation

Source: Westmoreland County records · Assessment roll updated October 15, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityColonial Beach Town
CountyWestmoreland County
Unified School DistrictColonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$919.00 (+4.91%)$219,000 (-) Land $38,000 Building $181,000$219,000 (-) Land $38,000 Building $181,000
2023$219,000 Land $38,000 Building $181,000$219,000 Land $38,000 Building $181,000
2022$876.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westmoreland County (51193C), updated May 22, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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