1. Home
  2. North Carolina
  3. Buncombe County
  4. Black Mountain
  5. 3rd St

109 3rd St, Black Mountain, NC 28711 Property Records

Buncombe County property record for 109 3rd St, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,345 sqft · built 2019
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$575,000 (Aug 2020)
Tax Bill$4,954 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0619-38-7244-00000

Property Details

APN / Parcel Number

Primary APN0619-38-7244-00000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,345 sqft Living Area
Gross Area2,287 sqft
1st Floor Area1,288 sqft
2nd Floor Area999 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Architectural StyleConventional
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage Area429 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area294 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address109 3RD ST
CityBLACK MOUNTAIN
StateNC
Zip28711-3135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDEED DATE:08/31/2020 DEED
Legal DescriptionDEED DATE:08/31/2020 DEED:5942-0937 LOT:TRACT 2 PLAT:0199-0080
Legal Tract2
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group3
Census Block3037
Census Tract3105

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address109 3RD ST, BLACK MOUNTAIN, NC 28711-3135
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2020 · Amount on Record
Deed SaleAug 31, 2020 · Amount on Record
Deed Document Number0005942937
Deed Book / Page5942 / 937
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateAug 31, 2020
Property Address109 3RD ST, BLACK MOUNTAIN, NC 28711-3135
Document Number0059420937
Book / Page5942 / 937
Map ReferenceMB 199 PG 80
Instrument DateAug 31, 2020
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1540 HEALING SPRINGS DR, 1540, DENTON, NC 27239-7265

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 3RD ST, BLACK MOUNTAIN, NC 28711-3135

Mortgage

Document Number5942940
DateAug 31, 2020
Instrument5942/940
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityBlack Mountain Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,954.00 (+5.95%)$571,000 (-)
2023$4,676.00$571,000$571,000 (-) Land $72,900 Building $498,100
2021$571,000 Land $72,900 Building $498,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BLACK MOUNTAIN
serves 11,976 people · EPA ID NC0111020
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
DSL		100 / 20

May also be available: Verizon.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures