Cullman County property record for 109 3rd Ave NW, Cullman, AL 35055
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2 ba · 1,684 sqft · built 2008 |
| Lot Size | 0.199 acres (8,677 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,970 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-05-15-2-006-001.000 |
| Primary APN | 17-05-15-2-006-001.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,684 sqft Base Area |
| 1st Floor Area | 1,684 sqft |
| 2nd Floor Area | 704 sqft |
| Upper Floors Area | 704 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,677 sqft (0.199 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 233469 |
|---|---|
| Street Address | 109 3RD AVE NW |
| City | CULLMAN |
| State | AL |
| Zip | 35055-3430 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | LOT 245 CITY OF CULLMAN |
| Legal Range | 03W |
| Legal Township | 10 |
| Legal Section | 15 |
| Legal Quarter | 2 |
| Legal Subdivision | CITY OF CULLMAN |
| Legal Lot Number | 245 |
| Jurisdiction | CULLMAN AL |
| Township / Civil Division | CULLMAN |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 964800 |
Source: Cullman County records, as of November 7, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 109 2ND AVE NW, CULLMAN, AL 35055-3426 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2023 |
| Deed Sale | Oct 31, 2023 |
| Record Updated | Jun 8, 2026 |
Source: Cullman County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cullman County |
| Municipality | Cullman City |
| Unified School District | Cullman City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,970.00 (+56.05%) | $102,720 (+55.4%) | $513,600 (+55.4%) Land $102,000 Building $411,600 |
| 2023 | $2,544.00 (+6.13%) | $66,100 (+6.17%) | $330,500 (+6.17%) Land $76,400 Building $254,100 |
| 2022 | $2,397.00 | $62,260 | $311,300 Land $50,400 Building $260,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2020 · Severe Thunderstorms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CULLMAN COUNTY WATER DEPARTMENT serves 57,006 people · EPA ID AL0000394 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Spectrum, T-Mobile, Verizon.
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