109 2nd St, Riverdale, ND 58565 Property Records

McLean County property record for 109 2nd St, Riverdale, ND 58565 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,574 sqft · built 1949
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Tax Bill	$440 (2025)
Deeds & Mortgages	Jun 2010 Mortgage Feb 2005 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`83 0001 00885 000`

Property Details

APN / Parcel Number

Primary APN	`83 0001 00885 000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
Basement Area	702 sqft
Finished Basement	400 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Vinyl
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	109 2ND ST
City	RIVERDALE
State	ND
Zip	58565-6523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 13
Legal Subdivision	ORIGINAL TOWNSITE
Legal Block	13
Legal Lot Number	5
Jurisdiction	MCLEAN ND
Township / Civil Division	RIVERDALE
Census Block Group	4
Census Block	4442
Census Tract	960800

Owner

Source: McLean County records · APN 83 0001 00885 000

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 725, RIVERDALE, ND 58565-0725
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2010	Deed of Trust, Mortgage · Conventional Mortgage BANK AMERICA FSB
Feb 23, 2005	Deed of Trust, Mortgage · Line of Credit CAPITAL CU
Nov 07, 2005	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC
May 07, 2015	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN ND
Property Address	109 2ND ST, RIVERDALE, ND 58565-6523
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003368209
Date	Jun 11, 2010
Instrument	3368209

Lender

Name	BANK AMERICA FSB
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 01, 2020

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN ND
Property Address	109 2ND ST, RIVERDALE, ND 58565-6523
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	ND GUARANTY AND TITLE COMPANY, ND GUARANTY & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003350988
Date	Feb 23, 2005
Instrument	3350988

Lender

Name	CAPITAL CU
Address	BISMARCK, ND 58501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 18, 2015

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN ND
Property Address	109 2ND ST, RIVERDALE, ND 58565-6523
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003352949
Date	Nov 07, 2005
Instrument	3352949

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2020

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN ND
Property Address	109 2ND ST, RIVERDALE, ND 58565-6523
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003386228
Date	May 07, 2015
Instrument	3386228

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 01, 2025

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McLean County
Municipality	Riverdale City
Unified School District	Underwood Public School District 8 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$440.00 (-74.16%)	$90,850 (+11.47%) Land $8,150 Building $82,700	$181,700 (+11.47%) Land $16,300 Building $165,400
2023	$1,703.00	$81,500 Land $6,900 Building $74,600	$163,000 Land $13,800 Building $149,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (38055C), updated March 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380559608004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 31% of North Dakota
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	1,250 / 250
West River Telecommunications Cooperative	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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