109 2nd St NW, Great Falls, MT 59404 Property Records

Cascade County property record for 109 2nd St NW, Great Falls, MT 59404

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 864 sqft · built 1958
Lot Size	0.191 acres (8,320 sqft)
Owner	Individual Name on Record
Last Sale	$214,783 (Feb 2023)
Tax Bill	$1,564 (2026)
Deeds & Mortgages	May 2021 Mortgage Nov 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R0226099`

Property Details

APN / Parcel Number

Primary APN	`R0226099`
Alternative APNs	`02-3138-35-3-03-10-0000` `0001331000` `01331000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	696 sqft
Finished Basement	696 sqft
Family Room	Family Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,320 sqft (0.191 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	272 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001331000
Street Address	109 2ND ST NW
City	GREAT FALLS
State	MT
Zip	59404-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	N RIVERVIEW TERRACE ADDITION NO 1, S35, T21 N, R03 E, BLOCK 006, LOT 009
Legal Range	03E
Legal Township	21N
Legal Section	35
Legal Subdivision	N RIVERVIEW TERRACE ADDITION NO 1
Legal Block	6
Legal Lot Number	9
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	2
Census Block	2007
Census Tract	1800

Owner

Source: Cascade County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	109 2ND ST NW, GREAT FALLS, MT 59404-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BANK OF MT
Feb 19, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage STOCKMAN BANK OF MONTANA
Feb 23, 2023	Quit Claim Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Dec 28, 2020	Quit Claim Deed, Transfer LEGACY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2023 · Amount on Record
Deed Sale	Feb 23, 2023 · Amount on Record
Deed Document Number	2023441041
Last Transfer Date	Feb 9, 2026
Transfer Doc	00R0479561
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	109 2ND ST NW, GREAT FALLS, MT 59404-1317
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0410823
Date	May 24, 2021
Instrument	R0410823

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	109 2ND ST NW, GREAT FALLS, MT 59404-1317
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0421426
Date	Nov 22, 2021
Instrument	R0421426

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	GREAT FALLS, MT 59403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	15 Months
Due	Nov 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	109 2ND ST NW, GREAT FALLS, MT 59404-1317
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	FLYING S TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0453259
Date	Feb 20, 2024
Instrument	R0453259

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASCADE MT
Recording Date	Feb 19, 2026
Property Address	109 2ND ST NW, GREAT FALLS, MT 59404-1317
Document Number	00R0479561
Instrument Date	Feb 9, 2026
Instrument	R0479561
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	FLYING S T&E OF MT INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 2ND ST NW, GREAT FALLS, MT 59404-1317

Mortgage

Document Number	00R0479957
Date	Feb 19, 2026
Instrument	R0479957

Lender

Name	STOCKMAN BANK OF MONTANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASCADE MT
Recording Date	Feb 23, 2023
Property Address	109 2ND ST NW, GREAT FALLS, MT 59404-1317
Document Number	00R0441041
Instrument Date	Feb 16, 2023
Instrument	R0441041
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	NOT AVAILABLE, FLYING S T&E OF MOTANA INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 2ND ST NW, GREAT FALLS, MT 59404-1317

Mortgage

Document Number	00R0441042
Date	Feb 23, 2023
Instrument	R0441042

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASCADE MT
Recording Date	Dec 28, 2020
Property Address	109 2ND ST NW, GREAT FALLS, MT 59404-1317
Document Number	0000401279
Instrument Date	Oct 27, 2020
Instrument	401279
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	LEGACY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 2ND ST NW GREAT FALLS MT 594041317, GREAT FALLS, MT 59404-1317

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Great Falls City
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,564.00 (-14.49%)	$261,500 (-)
2025	$1,829.00 (-15.71%)	$261,500 (+28.31%)	$261,500 (+28.31%) Land $74,747 Building $186,753
2023	$2,170.00	$203,800	$203,800 Land $57,330 Building $146,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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