109 2nd St, Center Point, TX 78010 Property Records

Kerr County property record for 109 2nd St, Center Point, TX 78010

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,232 sqft · built 1960
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$218,175 (Sep 2026)
Tax Bill$1,825 (2026)
Deeds & MortgagesSep 2026 Mortgage
Feb 2021 Sale
Flood ZoneZone X (minimal risk)
APN0224-0048-009501

Property Details

APN / Parcel Number

Primary APN0224-0048-009501
Alternative APN
  • 15214

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,232 sqft Living Area
Gross Area1,710 sqft
1st Floor Area1,204 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Garage TypeCarport
Garage Area232 sqft
CarportCarport
Carport Area232 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area30 sqft
Storage Building96 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number0224-0048-009501
Street Address109 2ND ST
CityCENTER POINT
StateTX
Zip78010-5410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionABS A0224 LANN, SUR 48,ACRES .28
Legal SubdivisionLANN, SUR 48
JurisdictionKERR TX
Township / Civil DivisionCENTER POINT
Census Block Group2
Census Block2043
Census Tract960800

Owner

Source: Kerr County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 2ND ST, CENTER POINT, TX 78010-5410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Deed, Transfer · FHA Mortgage
NEIGHBORS BANK
Feb 3, 2021Special Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2026 · Amount on Record
Deed SaleSep 23, 2026 · Amount on Record
Prior SaleFeb 3, 2021
Deed Document Number20265763
Prior Transfer DateJan 28, 2021
Prior Transfer Doc0000001060
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionKERR TX
Recording DateSep 23, 2026
Property Address109 2ND ST, CENTER POINT, TX 78010-5410
Document Number0000005763
Instrument DateSep 22, 2026
Instrument20265763
Transaction TypeTransfer
Record UpdatedOct 6, 2026
Title CompanyKERRVILLE TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 2ND ST, CENTER POINT, TX 78010-5410

Mortgage

Document Number0000005764,
DateSep 23, 2026
Instrument20265764
Lender
NameNEIGHBORS BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

February 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKERR TX
Recording DateFeb 3, 2021
Property Address109 2ND ST, CENTER POINT, TX 78010-5410
Document Number21001060
Instrument DateJan 28, 2021
Instrument21-001060
Transaction TypeTransfer
Record UpdatedDec 7, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4614 ACACIA WOODS, 4614, SAN ANTONIO, TX 78249-1856

Transferred To (Grantee/Buyer)

NameVerified Name
Address4614 ACACIA WOODS, SAN ANTONIO, TX 78249-1856

Tax Assessment & Valuation

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateTexas
CountyKerr County
Unified School DistrictCenter Point Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,825.00$155,062 (-) Land $37,147 Building $117,915$155,062 (-) Land $37,147 Building $117,915
2025$1,825.00 (+5.25%)$155,062 (+7.41%) Land $37,147 Building $117,915$155,062 (+7.41%) Land $37,147 Building $117,915
2024$1,734.00 (-1.7%)
2023$1,764.00$144,367 Land $37,147 Building $107,220$144,367 Land $37,147 Building $107,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims30 (1978–2026)
Claims Outside the SFHA7 of 30
Most Recent ClaimJul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 9 claims
  • Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 10 claims
  • Severe Storms And Flooding, Jul 2002 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 40% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTER POINT TAYLOR SYSTEM
private · serves 531 people · EPA ID TX1330010
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hill Country Telecommunications
Fiber · Fixed Wireless
8,000 / 8,000
VTX Communications
Fixed Wireless
940 / 940
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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