109 2nd Ave NE, Cold Spring, MN 56320 Property Records

Stearns County property record for 109 2nd Ave NE, Cold Spring, MN 56320

Property Summary

Property Type	Wholesale Outlet, Discount Store (Franchise)
Details	8,845 sqft · built 2002
Lot Size	1.82 acres (79,279 sqft)
Owner	Company Name on Record
Last Sale	$365,000 (Oct 2005)
Tax Bill	$9,654 (2026)
Deeds & Mortgages	Jan 2023 Transfer Apr 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`48-29705-0004`

Property Details

APN / Parcel Number

Primary APN	`48-29705-0004`

Interior

Building Area	8,845 sqft Living Area
Gross Area	1,400 sqft
1st Floor Area	6,561 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	79,279 sqft (1.82 acres)
Lot Dimensions	235 ft deep x 296 ft wide
Total Buildings	4 Buildings

Location & Zoning

Street Address	109 2ND AVE NE
City	COLD SPRING
State	MN
Zip	56320-4530
Property Category	Commercial
Property Type	Commercial > Retail > Wholesale Outlet, Discount Store (Franchise)
Legal Description	LESS STATE HWY 23 R/W RIVER RUN RANCH SECTION 14 TOWNSHIP 123 RANGE 030 RIVER RUN RANCH SECTION 14 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	14
Legal Subdivision	RIVER RUN RANCH
Legal Block	1
Legal Lot Number	3
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	3
Census Block	3036
Census Tract	11302

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	74524 320TH ST, SOUTH HAVEN, MN 55382-3421
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Apr 1, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2005 · Amount on Record
Deed Sale	Oct 6, 2005 · Amount on Record
Prior Sale	Nov 15, 2001 · Amount on Record
Last Transfer Date	Mar 29, 2019
Transfer Doc	00A1540745
Record Updated	Jun 8, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 9, 2023
Property Address	109 2ND AVE NE, COLD SPRING, MN 56320-4530
Document Number	00A1647206
Instrument Date	Nov 1, 2022
Instrument	A1647206
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74524 320TH ST, SOUTH HAVEN, MN 55382-3421

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 1, 2019
Property Address	109 2ND AVE NE, COLD SPRING, MN 56320-4530
Document Number	00A1540745
Instrument Date	Mar 29, 2019
Instrument	A1540745
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3775 RIVERSIDE AVE N, SARTELL, MN 56377-2396

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,654.00 (+2.86%)
2025		$387,800 (+8.32%) Land $100,000 Building $287,800	$387,800 (+8.32%) Land $100,000 Building $287,800
2024	$9,386.00 (+10.55%)
2023	$8,490.00 Additional exemption filed	$358,000 Land $94,000 Building $264,000	$358,000 Land $94,000 Building $264,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–2022)
Most Recent Claim	May 2022 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cold Spring serves 4,201 people · EPA ID MN1730006
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60

May also be available: GigFire, Verizon.

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