109 21st St, Dunbar, WV 25064 Property Records

Kanawha County property record for 109 21st St, Dunbar, WV 25064

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,616 sqft · built 1948
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on File
Tax Bill	$1,134 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`26-11-0496.0000`

Property Details

APN / Parcel Number

Primary APN	`26-11-0496.0000`
Alternative APNs	`20-26-11-0496.0000` `06366906`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,832 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	No Foundation
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	98 ft deep x 41 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06366906
Street Address	109 21ST ST
City	DUNBAR
State	WV
Zip	25064-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 11 FT LT 3 BK 24 21ST STREET 109
Legal Block	4
Legal Lot Number	3,4,11
Jurisdiction	KANAWHA WV
Township / Civil Division	2
Census Block Group	2
Census Block	2000
Census Tract	10200

Owner

109 21st St is owned and occupied by an individual.

Source: Kanawha County records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	109 21ST ST, DUNBAR, WV 25064-2307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC
Jan 11, 2024	Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANAWHA WV
Recording Date	Jan 13, 2026
Property Address	109 21ST ST, DUNBAR, WV 25064-2307
Document Number	0033560929
Book / Page	3356 / 929
Instrument Date	Jan 12, 2026
Instrument	4154225
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004154226
Date	Jan 13, 2026
Instrument	4154226

Lender

Name	WESBANCO BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0047860784
Date	Jan 13, 2026
Book Page	4786/784
Instrument	4154227

Lender

Name	WEST VIRGIONIA HOUSING DEVELOPMENT FUND

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

Interest

Rate Type	Fixed Rate

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANAWHA WV
Recording Date	Jan 11, 2024
Property Address	109 21ST ST, DUNBAR, WV 25064-2307
Document Number	0031880709
Instrument Date	Jan 10, 2024
Instrument	31880709
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046760663
Date	Jan 11, 2024
Instrument	46760663

Lender

Name	WESBANCO BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0046760677
Date	Jan 11, 2024
Instrument	46760677

Lender

Name	WEST VIRGINIA HOUSING DEVELOPMENT FUND

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 109 21st St was $1,134.

Source: Kanawha County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Kanawha County
Municipality	Dunbar City
Unified School District	Kanawha County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,134.00	$69,420 Land $9,240 Building $60,180	$115,700 Land $15,400 Building $100,300
2023	$563.00	$34,440 (-) Land $9,240 Building $25,200	$57,400 (-) Land $15,400 Building $42,000
2022	$563.00	$34,440 Land $9,240 Building $25,200	$57,400 Land $15,400 Building $42,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 109 21st St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	14 (1996–2025)
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2021 · 4 claims Severe Storms, Flooding, And Landslides, May 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 21st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: local2u, T-Mobile.

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