St. Johns County property record for 109 1st St, Unit A, Saint Augustine, FL 32080
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1998 |
| Owner | 2 Individual Names on File |
| Last Sale | $483,500 (Mar 2026) |
| Tax Bill | $7,620 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Apr 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 169521-0201 |
| Primary APN | 169521-0201 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2015 |
| Street Address | 109 1ST ST, A |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-6375 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | (OR3965/1152) CHAUTAUQUA PALMS CONDO PH II UNIT 109 A OR6318/1252 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 34 |
| Legal Subdivision | CHAUTAUQUA PALMS PH II BLDG 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Legal Unit | 109 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21409 |
Source: St. Johns County records · APN 169521-0201
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3516 GARIBALDI WAY, SAINT AUGUSTINE, FL 32092-3487 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 05, 2026 | Warranty Deed, Transfer PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2026 · Amount on Record |
| Deed Sale | Mar 05, 2026 · Amount on Record |
| Prior Sale | Apr 30, 2015 · Amount on Record |
| Deed Document Number | 202619286 |
| Deed Book / Page | 6318 / 1252 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 05, 2026 |
| Property Address | 109 1ST ST UNIT A, A, SAINT AUGUSTINE, FL 32080-6375 |
| Document Number | 0063181252 |
| Book / Page | 6318 / 1252 |
| Map Reference | MB 3965 PG 1152 |
| Instrument Date | Mar 05, 2026 |
| Instrument | 2026019286 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,384.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6510 NEW HOPE CHURCH RD, PADUCAH, KY 42001-9233 |
| Name | Verified Name |
|---|---|
| Address | 3516 GARLBALDI WAY, SAINT AUGUSTINE, FL 32092-3487 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 1ST ST UNIT A, A, SAINT AUGUSTINE, FL 32080-6375 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | ACTION TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0049321185 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 4932/1185 |
| Instrument | 2020033015 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2035 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,613 (-) Building $441,613 | $441,613 (-) Building $441,613 | |
| 2025 | $7,620.00 (+9.17%) | $441,613 (-) | $441,613 (-) |
| 2024 | $6,980.00 (+5.39%) | $441,613 (-) | $441,613 (-) |
| 2023 | $6,623.00 (+18.73%) | $441,613 (+20.33%) | $441,613 (+20.33%) |
| 2022 | $5,578.00 | $367,000 | $367,000 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 232 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 362 units insured incl. 130 condo units |
| Nearby Flood Claims | 11 (2016–2024) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Intermediate Holdings Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 492 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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