Allegan County property record for 109 1st St, Plainwell, MI 49080
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,898 sqft · built 1981 |
| Lot Size | 3.51 acres (152,896 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Mar 2026) |
| Tax Bill | $5,478 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Sep 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-036-001-10 |
| Primary APN | 08-036-001-10 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,898 sqft Living Area |
| 1st Floor Area | 2,338 sqft |
| Basement Area | 1,570 sqft |
| Unfinished Basement | 1,570 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 152,896 sqft (3.51 acres) |
| Lot Dimensions | 315 ft deep x 270 ft wide |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 109 1ST ST |
|---|---|
| City | PLAINWELL |
| State | MI |
| Zip | 49080-1451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM AT S 1/8 PST OF NE 1/4 SEC 36 TH N 0 DEG 08' 50 E ALG N & S 1/8 LIN OF NE 1/4 300 FT TH S 89 DEG 51' 10 E AT RT ANGS TO |
| Legal Range | 11W |
| Legal Township | 01N |
| Legal Section | 36 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | GUN PLAIN |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 32100 |
109 1st St is owned and occupied by two individuals who bought it in March 2026.
Source: Allegan County records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7010 LITTLE PAW PAW LAKE RD, COLOMA, MI 49038-9616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage STURGIS BANK & TRUST CO |
| Sep 7, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on File |
| Deed Sale | Mar 25, 2026 · Amount on File |
| Prior Sale | Feb 1, 2002 · Amount on File |
| Deed Document Number | 20264486 |
| Deed Book / Page | 5121 / 721 |
| Prior Transfer Date | Aug 11, 2022 |
| Prior Transfer Doc | 004795/877 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Mar 25, 2026 |
| Property Address | 109 1ST ST, PLAINWELL, MI 49080-1451 |
| Document Number | 005121/721 |
| Book / Page | 5121 / 721 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 2026004486 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 1ST ST, PLAINWELL, MI 49080-1451 |
| Name | Verified Name |
|---|---|
| Address | 7010 LITTLE PAW PAW LAKE RD, COLOMA, MI 49038-9616 |
| Document Number | 0005121724 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 5121/724 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Apr 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 12.1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Sep 7, 2022 |
| Property Address | 109 1ST ST, PLAINWELL, MI 49080-1451 |
| Document Number | 004795/877 |
| Book / Page | 4795 / 877 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2022017476 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 109 1ST ST, PLAINWELL, MI 49080-1451 |
The 2025 property tax bill for 109 1st St was $5,478 with a homeowner's exemption, up 2.5% from the year before.
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Gun Plain Township |
| Unified School District | Plainwell Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,800 (+4.2%) Land $37,600 Building $146,200 | $367,600 (+4.2%) Land $75,200 Building $292,400 | |
| 2025 | $5,478.00 (+2.55%) Homeowner's exemption | $176,400 Land $30,000 Building $146,400 | $352,800 Land $60,000 Building $292,800 |
| 2024 | $5,342.00 | ||
| 2023 | $161,300 Land $17,800 Building $143,500 | $322,600 Land $35,600 Building $287,000 | |
| 2022 | $4,868.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 1st St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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