Kingfisher County property record for 109 1st St, Loyal, OK 73756
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,156 sqft · built 1949 |
| Lot Size | 0.517 acres (22,506 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $41 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 11017 |
| Primary APN | 11017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,156 sqft Living Area |
| 1st Floor Area | 1,156 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,506 sqft (0.517 acres) |
| Lot Dimensions | 150 ft deep x 150 ft wide |
| Garage Type | Carport |
| Garage Area | 561 sqft |
| Carport | Carport |
| Carport Area | 561 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 11017 |
|---|---|
| Street Address | 109 1ST ST |
| City | LOYAL |
| State | OK |
| Zip | 73756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 8-10 BLOCK 10 LOYAL PROPER |
| Legal Range | 09W |
| Legal Township | 17N |
| Legal Section | 01 |
| Legal Subdivision | LOYAL PROPER |
| Legal Block | 10 |
| Legal Lot Number | 8-10 |
| Jurisdiction | KINGFISHER OK |
| Township / Civil Division | KINGFISHER |
| Census Block Group | 1 |
| Census Block | 1084 |
| Census Tract | 958200 |
109 1st St is owned and occupied by an individual.
Source: Kingfisher County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1, LOYAL, OK 73756-0001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 109 1st St was $41 with a homeowner's exemption.
Source: Kingfisher County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Kingfisher County |
| Municipality | Loyal Town |
| Unified School District | Lomega Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,515 (+3.06%) Land $184 Building $1,331 | $13,772 (-70.69%) Land $1,671 Building $12,101 | |
| 2025 | $41.00 Homeowner's exemption | $1,470 Land $178 Building $1,292 | $46,983 Land $14,179 Building $32,804 |
| 2023 | $38.00 Homeowner's exemption | $1,428 Land $173 Building $1,255 | $30,029 Land $1,575 Building $28,454 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 1st St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 2, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1995–2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2007 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOYAL serves 81 people · EPA ID OK2003701 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Nitrate-Nitrite resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| Pioneer Telephone Cooperative DSL · Fiber in parts of the area | 46 / 7 |
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