109 1st St, Hamden, CT 06514 Property Records

Hamden Town property record for 109 1st St, Hamden, CT 06514

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,713 sqft · built 1925
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$226,000 (Mar 2017)
Tax Bill	$16,301 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2225 B:353 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2225 B:353 L:00-0000`
Alternative APN	`M:2225 B:353 L:00=0000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,713 sqft Living Area
Gross Area	4,868 sqft
1st Floor Area	1,179 sqft
Attic	Attic
Attic Area	1,183 sqft
Basement Area	1,179 sqft
Unfinished Basement	1,179 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	109 1ST ST
City	HAMDEN
State	CT
Zip	06514-4916
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R5
Legal Subdivision	LIVINGSTON HILL
Legal Block	353
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	4
Census Block	4007
Census Tract	165500

Owner

Source: Hamden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 1ST ST, 2, HAMDEN, CT 06514-4916
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Oct 24, 2018	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Mar 20, 2017	Warranty Deed, Transfer ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Prior Sale	Aug 30, 2016 · Amount on Record
Deed Book / Page	4399 / 309
Transfer Doc	4241-100
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	109 1ST ST, HAMDEN, CT 06514-4916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4731-116
Date	Aug 25, 2020
Book Page	4731/116
Instrument	4734

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	109 1ST ST, HAMDEN, CT 06514-4916
Document Number	4557-301
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 1ST ST HAMDEN CT 065144916, HAMDEN, CT 06514-4916

Mortgage

Document Number	4557-301
Date	Oct 24, 2018
Book Page	004557/000301

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Mar 20, 2017
Property Address	109 1ST ST, HAMDEN, CT 06514-4916
Document Number	4399-309
Book / Page	4399 / 309
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	43990312
Date	Mar 20, 2017
Instrument	04399/0312

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2047

Tax Assessment & Valuation

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,301.00 (+3.45%)	$303,730 (-) Land $44,310 Building $259,420	$437,834 (+105.93%)
2025		$303,730 (+68.64%) Land $44,310 Building $259,420	$212,611 Land $31,017 Building $181,594
2024	$15,758.00 (+57.33%)	$180,110 (+32.42%) Land $28,210 Building $151,900
2023	$10,016.00	$136,010 Land $28,210 Building $107,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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