Manatee County property record for 109 12th Ave E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,415 sqft · built 2006 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $905,000 (Apr 2018) |
| Tax Bill | $17,186 (2025) |
| Deeds & Mortgages | Jul 2021 Transfer Apr 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 25816-0305-9 |
| Primary APN | 25816-0305-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,415 sqft Living Area |
| Gross Area | 4,565 sqft |
| 1st Floor Area | 1,820 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 9,375 sqft (0.215 acres) |
| View / Lot | River |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 336 sqft |
| Porch | Screened Porch |
| Porch Area | 581 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 109 12TH AVE E |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-4271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PL_PD-MU |
| Legal Description | LOT 21 PENINSULA AT RIVIERA DUNES; TOGETHER WITH RIGHT TO USEBOAT SLIP 14 PENINSULA NEIGHBORHOOD MARINA PI#25816.0305/9 |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 24 |
| Legal Subdivision | PENINSULA AT RIVIERA DUNES |
| Legal Tract | 02581600 |
| Legal Lot Number | 21 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 1502 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 12TH AVE E, PALMETTO, FL 34221-4271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 22, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Apr 15, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2018 · Amount on Record |
| Deed Sale | Apr 3, 2018 · Amount on Record |
| Prior Sale | Jan 28, 2005 · Amount on Record |
| Deed Document Number | 201833056 |
| Deed Book / Page | 2721 / 4326 |
| Last Transfer Date | Jun 21, 2021 |
| Transfer Doc | 0000096934 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jul 22, 2021 |
| Property Address | 109 12TH AVE E, PALMETTO, FL 34221-4271 |
| Document Number | 0041096934 |
| Map Reference | MB 36 PG 143-145 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 202141096934 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 12TH AVE E, PALMETTO, FL 34221-4271 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 109 12TH AVE E, PALMETTO, FL 34221-4271 |
| Document Number | 0041049456 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 109 12TH AVE E PALMETTO FL 342214271, PALMETTO, FL 34221-4271 |
| Document Number | 0041049456 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 41049456 |
| Name | TRUIST BK |
|---|---|
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 14, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Palmetto City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $950,141 (+2.7%) | $1,403,527 (-0.21%) Land $359,975 Building $1,043,552 | |
| 2025 | $17,186.00 (+5.41%) Homeowner's exemption | $925,162 (+5.99%) | $1,406,545 (-0.43%) Land $359,975 Building $1,046,570 |
| 2024 | $16,304.00 (+1.41%) | ||
| 2023 | $16,077.00 (+2.54%) Homeowner's exemption | $872,901 (+3%) | $1,412,602 (+19.46%) Land $349,775 Building $1,062,827 |
| 2022 | $15,678.00 Homeowner's exemption | $847,477 | $1,182,465 Land $265,000 Building $917,465 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 177 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 469 units insured incl. 292 condo units |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALMETTO WATER DEPT. serves 13,446 people · EPA ID FL6410322 |
|---|---|
| Water Source | Purchased surface water from MANATEE COUNTY UTILITIES DEPT |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | E. coli not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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