Essex County and Gloucester City property record for 108A Washington St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,442 sqft · built 1900 |
| Lot Size | 0.076 acres (3,320 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Jul 2024) |
| Tax Bill | $4,172 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0017 B:0085 L:0000 |
| Primary APN | GLOU M:0017 B:0085 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,442 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 414 sqft |
| Unfinished Basement | 414 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,320 sqft (0.076 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 108A WASHINGTON ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Block | 85 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 221700 |
108A Washington St is owned by two individuals who bought it in July 2024.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37 CONCORD AVE, 1, CAMBRIDGE, MA 02138-2343 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC |
| Mar 31, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2024 · Amount on File |
| Deed Sale | Jul 3, 2024 · Amount on File |
| Deed Document Number | 20243030 |
| Deed Book / Page | 42204 / 89 |
| Prior Transfer Date | Jul 1, 2024 |
| Prior Transfer Doc | 0042204-89 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 108A WASHINGTON ST, GLOUCESTER, MA 01930-3549 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 043072-437 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 43072/437 |
| Instrument | 20251117000770 |
| Name | EMM LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Mar 31, 2021 |
| Property Address | 108A WASHINGTON ST, GLOUCESTER, MA 01930-3549 |
| Document Number | 039711-124 |
| Book / Page | 39711 / 124 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 20210331001150 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108A WASHINGTON ST, GLOUCESTER, MA 01930-3549 |
The 2026 property tax bill for 108A Washington St was $4,172, up 17.2% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,172.00 (+17.22%) | $448,100 (+22.36%) Land $135,700 Building $312,400 | $558,952 (+92.34%) |
| 2025 | $3,559.00 (+1.54%) | $366,200 (+1.67%) Land $125,700 Building $240,500 | $290,605 |
| 2024 | $3,505.00 (-1.6%) | $360,200 (+7.07%) Land $119,700 Building $240,500 | |
| 2023 | $3,562.00 | $336,400 Land $106,900 Building $229,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108A Washington St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 8 (2007–2018) |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108A Washington St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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