10899 Roanoke Loop, Daphne, AL 36526 Property Records

Baldwin County property record for 10899 Roanoke Loop, Daphne, AL 36526

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,208 sqft · built 2007
Lot Size0.389 acres (16,956 sqft)
Owner2 Individual Names on Record
Last Sale$349,000 (Oct 2024)
Tax Bill$892 (2025)
Deeds & MortgagesMar 2021 Sale
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN43-06-23-0-000-030.092

Property Details

APN / Parcel Number

Primary APN43-06-23-0-000-030.092
Alternative APNs
  • 295553
  • 378113

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area2,208 sqft Heated Area
1st Floor Area2,208 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,956 sqft (0.389 acres)
Lot Dimensions188 ft deep x 90 ft wide
Pool Area480 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number378113
Street Address10899 ROANOKE LOOP
CityDAPHNE
StateAL
Zip36526-8266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description90' X 188.4' LOT 12 AUSTIN PARK II SUB SLIDE 2341-D&E SEC 23-T5S-R2E (WD/SURVIVORSHIP)
Legal SubdivisionAUSTIN PARK II SUB
Legal Lot Number12
JurisdictionBALDWIN AL
Township / Civil DivisionDAPHNE
Census Block Group3
Census Block3021
Census Tract10709

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10899 ROANOKE LOOP, DAPHNE, AL 36526-8266
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2021Warranty Deed, Transfer
Mar 21, 2020Deed of Trust, Mortgage · VA Mortgage
FIRST FED'L BK/KANSAS CITY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2024 · Amount on Record
Deed SaleOct 9, 2024 · Amount on Record
Prior SaleMar 5, 2021 · Amount on Record
Deed Document Number20242151202
Prior Transfer DateMay 29, 2024
Prior Transfer Doc0002151202
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateMar 5, 2021
Property Address10899 ROANOKE LOOP, DAPHNE, AL 36526-8266
Document Number0001895712
Map ReferenceSL 2341-D&2341-E
Instrument DateMar 5, 2021
Instrument1895712
Transaction TypeTransfer
Record UpdatedSep 17, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address30000 TOWN CENTER AVE # AVE912, 30000, SPANISH FORT, AL 36527-9430

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10899 ROANOKE LOOP, DAPHNE, AL 36526-8266
InvestorPossibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address10899 ROANOKE LOOP, DAPHNE, AL 36526-8266
Document Number0001820538
Instrument DateMar 21, 2020
Transaction TypeMortgage
Record UpdatedApr 20, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address10899 ROANOKE LOOP DAPHNE AL 365268266, DAPHNE, AL 36526-8266

Mortgage

Document Number0001820538
DateApr 1, 2020
Instrument1820538
Lender
NameFIRST FED'L BK/KANSAS CITY
AddressKANSAS CITY, MO 64120
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 31, 2050

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$892.00 (+6.7%)$37,200 (+6.59%) Land $6,440 Building $30,760$371,900 (+6.59%) Land $64,400 Building $307,500
2023$836.00 (-1.18%)$34,900 (+15.41%)$348,900 (+15.38%) Land $50,200 Building $298,700
2022$846.00 (+17.17%)$30,240$302,400 Land $43,200 Building $259,200
2021$722.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims2 (2020–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELFOREST WATER SYSTEM
serves 17,268 people · EPA ID AL0000025
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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