10899 6th St, Roscoe, IL 61073 Property Records

Winnebago County property record for 10899 6th St, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Owner	2 Trust Names on File
Last Sale	$375,000 (Jun 2026)
Deeds & Mortgages	Jun 2026 Sale Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-34-302-006`

Property Details

APN / Parcel Number

Primary APN	`04-34-302-006`
Alternative APN	`434302006`

Location & Zoning

Street Address	10899 6TH ST
City	ROSCOE
State	IL
Zip	61073-9509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF ROSCOE LT 1 & ALL THT PT LT 8LYG W OF RR & ALL VAC ALLEY LYG BTWN SAID LTS 8 & 1 BLK 20
Legal Subdivision	PLAT OF ROSCOE
Legal Block	20
Legal Lot Number	1,8
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3031
Census Tract	3904

Owner

10899 6th St is owner-occupied and held in a trust since June 2026.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10899 6TH ST, ROSCOE, IL 61073-9509
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 19, 2021	Deed, Transfer · VA Mortgage BLACKHAWK BANK
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage STILLMAN BANCORP
Sep 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Oct 19, 2021 · Amount on File
Deed Document Number	202616188
Prior Transfer Date	Sep 24, 2020
Prior Transfer Doc	0001028907
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 26, 2026
Property Address	10899 6TH ST, ROSCOE, IL 61073-9509
Document Number	0000016188
Instrument Date	Jun 25, 2026
Instrument	202616188
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$56,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	10899 6TH ST, ROSCOE, IL 61073-9509

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 19, 2021
Property Address	10899 6TH ST, ROSCOE, IL 61073-9509
Document Number	0000037485
Map Reference	DB C PG 28
Instrument Date	Oct 15, 2021
Instrument	2137485
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10899 6TH ST, ROSCOE, IL 61073-9509

Mortgage

Document Number	0000037486
Date	Oct 19, 2021
Instrument	2137486

Lender

Name	BLACKHAWK BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	10899 6TH ST, ROSCOE, IL 61073-9509
Document Number	0001034310
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10899 6TH ST ROSCOE IL 610739509, ROSCOE, IL 61073-9509

Mortgage

Document Number	0001034310
Date	Nov 9, 2020
Instrument	1034310

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	STILLMAN VALLEY, IL 61084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.18%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 28, 2020
Property Address	10899 6TH ST, ROSCOE, IL 61073-9509
Document Number	0001028907
Instrument Date	Oct 14, 2010
Instrument	1028907
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8383 E CROCKETT RD ROSCOE IL 610737847, ROSCOE, IL 61073-7847

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$97,612 (+9.49%) Land $7,290 Building $90,322	$292,836 (+9.49%) Land $21,870 Building $270,966
2024		$89,151 Land $6,658 Building $82,493	$267,453 Land $19,974 Building $247,479

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10899 6th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10899 6th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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