Canyon County property record for 10898 Cloudless St, Nampa, ID 83687
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,165 sqft · built 2005 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $182,000 (Oct 2016) |
| Tax Bill | $1,950 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R3087728900 |
| Primary APN | R3087728900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,165 sqft Living Area |
| Gross Area | 2,847 sqft |
| 1st Floor Area | 871 sqft |
| 2nd Floor Area | 1,294 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 226 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R3087728900 |
|---|---|
| Street Address | 10898 CLOUDLESS ST |
| City | NAMPA |
| State | ID |
| Zip | 83687-8162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 05-3N-2W NW MONARCH NO 3 LT 27 BLK 7 |
| Legal Range | 2W |
| Legal Township | 3N |
| Legal Section | 05 |
| Legal Quarter | NW |
| Legal Subdivision | MONARCH NO 3 |
| Legal Block | 7 |
| Legal Lot Number | 27 |
| Jurisdiction | CANYON ID |
| Township / Civil Division | NAMPA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 21008 |
10898 Cloudless St is owned and occupied by two individuals who bought it in October 2016.
Source: Canyon County records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10898 CLOUDLESS ST, NAMPA, ID 83687-8162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Line of Credit CLARITY CU |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2016 · Amount on File |
| Deed Sale | Oct 21, 2016 · Amount on File |
| Prior Sale | Apr 6, 2006 · Amount on File |
| Deed Document Number | 201643756 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CANYON ID |
| Property Address | 10898 CLOUDLESS ST, NAMPA, ID 83687-8162 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Title Company | TITLEONE BOISE |
| Name | Verified Name |
|---|
| Document Number | 0000043977 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 2025-043977 |
| Name | CLARITY CU |
|---|---|
| Type | Credit Union |
| Address | NAMPA, ID 83653 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 3, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CANYON ID |
| Property Address | 10898 CLOUDLESS ST, NAMPA, ID 83687-8162 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Title Company | TITLE ONE |
| Name | Verified Name |
|---|
| Document Number | 0000033510 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 2020-033510 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 10898 Cloudless St was $1,950.
Source: Canyon County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Canyon County |
| Municipality | Caldwell City |
| Unified School District | Vallivue School District 139 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $415,900 (-0.41%) Land $110,900 Building $305,000 | $415,900 (-0.41%) Land $110,900 Building $305,000 | |
| 2025 | $1,950.00 | $417,600 Land $102,900 Building $314,700 | $417,600 Land $102,900 Building $314,700 |
| 2023 | $3,326.00 | $405,300 Land $102,900 Building $302,400 | $405,300 Land $102,900 Building $302,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10898 Cloudless St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10898 Cloudless St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.6% of Idaho |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Anthem Broadband Fixed Wireless | 2,000 / 2,000 |
| Sparklight Cable | 1,000 / 50 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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