10897 Paddock Dr, Walton, KY 41094 Property Records

Boone County property record for 10897 Paddock Dr, Walton, KY 41094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,323 sqft · built 2005
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Tax Bill	$4,292 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`075.00-02-195.00`

Property Details

APN / Parcel Number

Primary APN	`075.00-02-195.00`
Alternative APN	`18201`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,323 sqft Finished Area
Basement Area	1,186 sqft
Unfinished Basement	1,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	170 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	626 sqft
Parking Spaces	2 Parking Spaces
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10897 PADDOCK DR
City	WALTON
State	KY
Zip	41094-7445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 195 SEC 14 HERITAGE TRAILS (75B-195)
Legal Subdivision	HERITAGE TRAILS
Legal Lot Number	195
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	3
Census Block	3003
Census Tract	70605

Owner

10897 Paddock Dr is owned and occupied by an individual who acquired it in April 2022.

Source: Boone County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	10897 PADDOCK DR, WALTON, KY 41094-7445
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK INC
May 10, 2023	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK INC
Apr 22, 2022	Commissioner's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022
Deed Sale	Apr 22, 2022
Deed Document Number	2022869386
Deed Book / Page	1185 / 888
Prior Transfer Date	Nov 8, 2016
Prior Transfer Doc	D1080/693
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	10897 PADDOCK DR, WALTON, KY 41094-7445
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10897 PADDOCK DR, WALTON, KY 41094-7445

Mortgage

Document Number	00M4724/90
Date	Jan 29, 2024
Book Page	M4724/90
Instrument	1002957

Lender

Name	HERITAGE BANK INC
Type	Bank
Address	8751 US HIGHWAY 42, UNION, KY 41091

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Dec 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	10897 PADDOCK DR, WALTON, KY 41094-7445
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10897 PADDOCK DR, WALTON, KY 41094-7445

Mortgage

Document Number	0M4675/534
Date	May 10, 2023
Book Page	M4675/534
Instrument	943448

Lender

Name	HERITAGE BANK INC
Type	Bank
Address	WALTON, KY 41094

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	118 Months
Due	Mar 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	BOONE KY
Recording Date	Apr 22, 2022
Property Address	10897 PADDOCK DR, WALTON, KY 41094-7445
Document Number	0D1185/888
Book / Page	D1185 / 888
Map Reference	SL 407-A
Instrument Date	Apr 12, 2022
Instrument	869386
Transaction Type	Foreclosure
Record Updated	May 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 129, UNION, KY 41091-0129

Tax Assessment & Valuation

The 2025 property tax bill for 10897 Paddock Dr was $4,292.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,292.00	$378,400 Land $50,000 Building $328,400
2024			$378,400 (+17.48%) Land $50,000 Building $328,400
2023	$3,740.00 (+2.33%)	$322,100 (+0.69%) Land $40,000 Building $282,100	$322,100 (+0.69%) Land $40,000 Building $282,100
2022	$3,655.00	$319,900 Land $40,000 Building $279,900	$319,900 Land $40,000 Building $279,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10897 Paddock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10897 Paddock Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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