10897 FM 2432 Rd, Conroe, TX 77303 Property Records

Montgomery County property record for 10897 FM 2432 Rd, Conroe, TX 77303

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,978 sqft · built 1982
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,151 (2025)
Deeds & Mortgages	Aug 2025 Transfer Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7431-00-09710`

Property Details

APN / Parcel Number

Primary APN	`7431-00-09710`
Alternative APN	`R126408`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,978 sqft Living Area
1st Floor Area	1,978 sqft
Flooring	Carpet

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	87,120 sqft
View / Lot	Front
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	144 sqft
Canopy	16,480 sqft
Stable	1,728 sqft
Storage Building	1,240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10897 FM 2432 RD
City	CONROE
State	TX
Zip	77303-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S743100 - NORTHRIDGE, LOT 97-A PT, ACRES 2
Legal Subdivision	NORTHRIDGE
Legal Lot Number	97-A
Jurisdiction	MONTGOMERY TX
Township / Civil Division	WILLIS
Census Block Group	2
Census Block	2010
Census Tract	694103

Owner

10897 FM 2432 Rd is owned and occupied by two individuals who acquired it in August 2025.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10897 FM 2432 RD, CONROE, TX 77303-2521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Transfer on Death Deed, Transfer
Mar 13, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2019
Deed Sale	Aug 19, 2019
Prior Sale	Dec 11, 2015
Deed Document Number	201975562
Last Transfer Date	Aug 4, 2025
Transfer Doc	0000078562
Record Updated	Oct 29, 2026

August 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 4, 2025
Property Address	10897 FM 2432 RD, CONROE, TX 77303-2521
Document Number	0000078562
Map Reference	FILE 2014-000996
Instrument Date	Aug 4, 2025
Instrument	2025078562
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10897 FM 2432 RD, CONROE, TX 77303-2521

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	10897 FM 2432 RD, CONROE, TX 77303-2521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024817
Date	Mar 13, 2020
Instrument	2020024817

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10897 FM 2432 Rd was $5,151 with exemptions applied, down 5.5% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,290 (-4.75%) Land $67,000 Building $348,290	$415,290 (-4.75%) Land $67,000 Building $348,290
2025	$5,151.00 (-5.54%) Homeowner's exemption	$436,000 (+1.57%) Land $67,000 Building $369,000	$436,000 (-26.74%) Land $67,000 Building $369,000
2024	$5,453.00 (+11.93%) Homeowner's exemption	$429,264 (+1%) Land $67,000 Building $528,170	$595,170 (+27.72%) Land $67,000 Building $528,170
2023	$4,872.00 Homeowner's exemption	$390,240 Land $67,000 Building $399,000	$466,000 Land $67,000 Building $399,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10897 FM 2432 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10897 FM 2432 Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000

May also be available: Nextlink, Optimum, Verizon.

Nearby Properties on FM 2432 Rd

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