10897 E D Ave, Richland, MI 49083 Property Records

Kalamazoo County property record for 10897 E D Ave, Richland, MI 49083

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,406 sqft · built 1989
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on Record
Last Sale$470,000 (Oct 2019)
Tax Bill$2,107 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN03-13-475-015

Property Details

APN / Parcel Number

Primary APN03-13-475-015

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,406 sqft Living Area
1st Floor Area1,375 sqft
Basement Area1,375 sqft
Unfinished Basement1,375 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Lot Area435,600 sqft (10 acres)
Garage Area654 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address10897 E D AVE
CityRICHLAND
StateMI
Zip49083-9318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal DescriptionSEC 13-1-10 BEG IN E & W 1/4 LI 427.53 FT WLY OF E 1/4 POST TH S 0DEG37MIN20SEC W PAR E LI 1980.49 FT TO CTR LI D AVE TH N
Legal Range10
Legal Township01
Legal Section13
JurisdictionKALAMAZOO MI
Township / Civil DivisionRICHLAND
Census Block Group1
Census Block1017
Census Tract2701

Owner

Source: Kalamazoo County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10897 E D AVE, RICHLAND, MI 49083-9318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Feb 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2019 · Amount on Record
Deed SaleOct 1, 2019 · Amount on Record
Deed Document Number201928888
Record UpdatedSep 20, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKALAMAZOO MI
Recording DateOct 1, 2019
Property Address10897 E D AVE, RICHLAND, MI 49083-9318
Document Number2019028888
Instrument DateSep 20, 2019
Instrument2019-028888
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyDEVON TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,042.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 117, RICHLAND, MI 49083-0117

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 ANNES CT, PLAINWELL, MI 49080-9559

Mortgage

Document Number2019028889
DateOct 1, 2019
Instrument2019-028889
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALAMAZOO MI
Property Address10897 E D AVE, RICHLAND, MI 49083-9318
Transaction TypeMortgage
Record UpdatedApr 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018005349
DateFeb 21, 2018
Instrument2018-005349
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyKalamazoo County
County SubdivisionRichland Township
Unified School DistrictGull Lake Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$259,000 (+28.22%)$518,000 (+28.22%)
2025$2,107.00 (-53.85%) Homeowner's exemption
2023$202,000$404,000
2019$4,566.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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