10897 Clear Ridge Rd, Everett, PA 15537 Property Records

Bedford County property record for 10897 Clear Ridge Rd, Everett, PA 15537

Property Summary

Property Type	Single Family Home
Details	1,764 sqft · built 2009
Lot Size	5.62 acres (245,069 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,000 (May 2018)
Tax Bill	$3,239 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G.10-0.00-276`

Property Details

APN / Parcel Number

Primary APN	`G.10-0.00-276`
Alternative APN	`260-458127`

Interior

Stories	1 Story
Building Area	1,764 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	245,069 sqft (5.62 acres)

Location & Zoning

Street Address	10897 CLEAR RIDGE RD
City	EVERETT
State	PA
Zip	15537-7639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10897 CLEAR RIDGE RD LOT # 4 AND # 5
Legal Subdivision	CLEAR RIDGE
Legal Lot Number	4-5
Jurisdiction	BEDFORD PA
Township / Civil Division	WEST PROVIDENCE
Census Block Group	5
Census Block	5007
Census Tract	960600

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10897 CLEAR RIDGE RD, EVERETT, PA 15537-7639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2020	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA
Apr 3, 2020	Intrafamily Transfer, Transfer
May 22, 2018	Deed, Transfer · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Deed Document Number	20182239
Deed Book / Page	2018 / 2239
Last Transfer Date	Apr 1, 2020
Transfer Doc	2020/1620
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	10897 CLEAR RIDGE RD, EVERETT, PA 15537-7639
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/0359
Date	Jan 22, 2020
Book Page	2020/0359
Instrument	2020-000359

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	EVERETT, PA 15537

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 14, 2045

Interest

Rate Type	Adjustable Rate

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Apr 3, 2020
Property Address	10897 CLEAR RIDGE RD, EVERETT, PA 15537-7639
Document Number	2020/1620
Book / Page	2020 / 1620
Instrument Date	Apr 1, 2020
Instrument	2020-001620
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	10897 CLEAR RIDGE RD, EVERETT, PA 15537-7639

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	May 22, 2018
Property Address	10897 CLEAR RIDGE RD, EVERETT, PA 15537-7639
Document Number	2018/2239
Book / Page	2018 / 2239
Map Reference	MB2018 PG1490
Instrument Date	May 17, 2018
Instrument	2018-002239
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 E 1ST AVE, EVERETT, PA 15537-1351

Mortgage

Document Number	2018002240
Date	May 22, 2018
Instrument	2018-002240

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	West Providence Township
Unified School District	Everett Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,239.00 (+6.72%)	$194,300 (-) Land $62,000 Building $132,300	$194,300 (-) Land $62,000 Building $132,300
2025	$3,035.00 (-2.47%)	$194,300 (-) Land $62,000 Building $132,300	$194,300 (-) Land $62,000 Building $132,300
2023	$3,112.00 Additional exemption filed	$194,300 Land $62,000 Building $132,300
2012			$194,300 Land $62,000 Building $132,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 84% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crowsnest Broadband Fixed Wireless	400 / 100

May also be available: AT&T, Verizon.

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