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10897 Cape Cod Ln, Huntley, IL 60142 Property Records

McHenry County property record for 10897 Cape Cod Ln, Huntley, IL 60142

Property Summary

Property TypeCondominium
Details1,576 sqft · built 2001
OwnerIndividual Name on Record
Last Sale$175,000 (Jul 2018)
Deeds & MortgagesOct 2021 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-34-305-010

Property Details

APN / Parcel Number

Primary APN18-34-305-010

Interior

Building Area1,576 sqft
Gross Area2,577 sqft

Exterior

Year BuiltBuilt 2001
Architectural StyleOther
Garage Area428 sqft
PorchPorch
Porch Area22 sqft
Patio Area49 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address10897 CAPE COD LN
CityHUNTLEY
StateIL
Zip60142-8152
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionDOC 2018R0022956 UNIT 11-4 THE TOWNES OF WING POINTE CONDO SUPPL 14 (PT LT 3 THE TOWNES OF WING POINTE)
Legal Range07E
Legal Township43N
Legal Section34
Legal SubdivisionTOWNES/WING POINT CONDO
Legal Lot Number3
Legal Unit11-4
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group2
Census Block2000
Census Tract871115

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address10897 CAPE COD LN, HUNTLEY, IL 60142-8152
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHICAGO MORTGAGE SOLUTIONS CORP
Jul 10, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2018 · Amount on Record
Deed SaleJul 10, 2018 · Amount on Record
Prior SaleApr 2, 2013 · Amount on Record
Deed Document Number2018R0022956
Record UpdatedJun 7, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address10897 CAPE COD LN, HUNTLEY, IL 60142-8152
Transaction TypeMortgage
Record UpdatedOct 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054711
DateOct 7, 2021
Instrument2021R0054711
Lender
NameCHICAGO MORTGAGE SOLUTIONS CORP
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate3.24%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJul 10, 2018
Property Address10897 CAPE COD LN, HUNTLEY, IL 60142-8152
Document Number0000022956
Map ReferenceDOC1999R2749
Instrument DateJun 22, 2018
Instrument2018R0022956
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFORT DEABORN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$262.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address10897 CAPE GOLD LN, HUNTLEY, IL 60142

Mortgage

Document Number0000022957
DateJul 10, 2018
Instrument2018R0022957
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionGrafton Township
MunicipalityHuntley Village
Unified School DistrictHuntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$66,675 Land $4,953 Building $61,722$200,025 Land $14,859 Building $185,166

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUNTLEY
serves 28,495 people · EPA ID IL1110350
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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