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10897 7th Ave Gulf, Marathon, FL 33050 Property Records

Monroe County property record for 10897 7th Ave Gulf, Marathon, FL 33050

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 1,756 sqft · built 1970
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on File
Last Sale$403,000 (May 2018)
Tax Bill$4,739 (2024)
Deeds & MortgagesDec 2021 Mortgage
May 2018 Sale
Flood ZoneZone AE (high risk)
APN00335130-000000

Property Details

APN / Parcel Number

Primary APN00335130-000000
Alternative APNs
  • 06663300335130000000
  • 1412791

Interior

Bedrooms5 Beds
Full Baths2 Baths
Units2 Units
Stories1 Story
Building Area1,756 sqft Living Area
1st Floor Area1,756 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2000
Architectural StyleDuplex Single
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable
Roof MaterialMetal
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide

Exterior Amenities

PorchUnfinished Open Porch
Porch Area296 sqft
Deck Area140 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1412791
Street Address10897 7TH AVENUE GULF
CityMARATHON
StateFL
Zip33050-3019
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeIS
Legal DescriptionBK 3 LT 2 KEY COLONY SUBD #4 PB4-23 KEY VACA OR525-581 OR788-1480 OR883-2496 PR890-2064/65 OR883-2496 OR928-1624 OR966-2089 OR1460-1810 OR1460-1811/12 OR1410-2135 OR1413-1545/51 OR1460-1811/12 OR1725-1876 OR1931-529/30 OR2277-2329/32 OR2321-1528 OR29
Legal Range33E
Legal Township66S
Legal Section06
Legal SubdivisionKEY COLONY SUBD NO 4
Legal Block3
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2044
Census Tract971100

Owner

10897 7th Ave Gulf, a duplex, is owned and occupied by an individual who bought it in May 2018.

Source: Monroe County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address10895 7TH AVENUE GULF, MARATHON, FL 33050-3019
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
A&D MORTGAGE LLC
May 14, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2018 · Amount on File
Deed SaleMay 14, 2018 · Amount on File
Prior SaleSep 16, 2003 · Amount on File
Deed Document Number20182169047
Deed Book / Page2906 / 1706
Prior Transfer DateJan 12, 2007
Prior Transfer Doc0022772329
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address10897 7TH AVENUE GULF, MARATHON, FL 33050-3019
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031410942
DateDec 7, 2021
Book Page3141/942
Instrument2351525
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
AddressHOLLYWOOD, FL 33020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 14, 2018
Property Address10897 7TH AVENUE GULF, MARATHON, FL 33050-3019
Document Number0029061706
Book / Page002906 / 001706
Instrument DateApr 27, 2018
Instrument2169047
Transaction TypeTransfer
Record UpdatedJun 26, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$2,821.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10895 7TH AVENUE GULF MARATHON FL 330503019, MARATHON, FL 33050-3019

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$478,372$633,814 Land $387,750 Building $246,064
2024$4,739.00 (+4.98%)
2023$4,514.00 (+10.18%) Homeowner's exemption$478,086 (+16.59%)$664,850 (+30.3%) Land $412,500 Building $252,350
2022$4,097.00 Homeowner's exemption$410,071$510,261 Land $257,813 Building $252,448

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10897 7th Ave Gulf in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 522 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies586 units insured
incl. 64 condo units
Nearby Flood Claims671 (1985–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 131 claims
  • Hurricane Wilma, Oct 2005 · 440 claims
  • Hurricane Georges, Sep 1998 · 69 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10897 7th Ave Gulf is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications.

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