10897 110th Ave, Largo, FL 33778 Property Records

Pinellas County property record for 10897 110th Ave, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,162 sqft · built 1957
Lot Size	0.149 acres (6,495 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2019)
Tax Bill	$2,974 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-6408-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-6408-9`
Alternative APNs	`15-30-15-64440-000-0100` `301515644400000100` `R163711`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,162 sqft Living Area
Gross Area	1,492 sqft
1st Floor Area	1,162 sqft
Flooring	Carpet

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,495 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R163711
Street Address	10897 110TH AVE
City	LARGO
State	FL
Zip	33778-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ORANGE MANOR LOT 10
Legal Range	15E
Legal Township	30S
Legal Section	15
Legal Subdivision	ORANGE MANOR
Legal Tract	64440
Legal Lot Number	10
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2013
Census Tract	25116

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10897 110TH AVE, LARGO, FL 33778-3314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 20, 2019	Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO
Sep 13, 2016	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Prior Sale	Dec 19, 2005 · Amount on Record
Deed Document Number	2019196198
Deed Book / Page	20585 / 989
Transfer Doc	0116330135
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10897 110TH AVE, SEMINOLE, FL 33778-3314
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10897 110TH AVE, SEMINOLE, FL 33778-3314

Mortgage

Document Number	0220480001
Date	May 4, 2022
Book Page	22048/1
Instrument	2022141862

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Mar 1, 2037

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 20, 2019
Property Address	10897 110TH AVE, SEMINOLE, FL 33778-3314
Document Number	0205850989
Book / Page	20585 / 0989
Map Reference	MB 43 PG 30
Instrument Date	Jun 17, 2019
Instrument	2019196198
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14450 RED BIRD CT, 14450, SEMINOLE, FL 33776-1966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10897 110TH AVE, LARGO, FL 33778-3314

Mortgage

Document Number	0205850991
Date	Jun 20, 2019
Instrument	20585/0991

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10897 110TH AVE, SEMINOLE, FL 33778-3314
Document Number	0198292681
Book / Page	019829 / 002681
Instrument Date	Sep 13, 2016
Transaction Type	Mortgage
Record Updated	Nov 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14450 RED BIRD CT SEMINOLE FL 337761966, SEMINOLE, FL 33776-1966

Mortgage

Document Number	0198292681
Date	Nov 3, 2017
Book Page	019829/002681
Instrument	337018

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 2, 2032

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,974.00 (+7.36%) Homeowner's exemption	$201,679 (+5.99%)	$286,214 (+1.13%) Land $118,724 Building $167,490
2024	$2,770.00 (+3.28%)
2023	$2,682.00 (+2.88%) Homeowner's exemption	$190,286 (+3%)	$283,014 (+17.64%) Land $141,924 Building $141,090
2022	$2,607.00 Homeowner's exemption	$184,744	$240,575 Land $136,193 Building $104,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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