10895 Martingale Ct, Frederick, MD 21701 Property Records

Frederick County property record for 10895 Martingale Ct, Frederick, MD 21701 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,618 sqft · built 1985
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$324,900 (Jul 2005)
Tax Bill	$3,581 (2024)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-299501`

Property Details

APN / Parcel Number

Primary APN	`13-299501`
Alternative APN	`299501`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,618 sqft Living Area
1st Floor Area	1,138 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Deck Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	299501
Street Address	10895 MARTINGALE CT
City	FREDERICK
State	MD
Zip	21701-8902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 53 SEC 3 BLK B 1. MARTINGALE COURT HORSE SHOE FARM ESTATES
Legal Subdivision	MARTINGALE COURT HORSE SHOE FARM ESTATES
Legal Block	B
Legal Lot Number	53
Jurisdiction	FREDERICK MD
Township / Civil Division	13, MOUNT PLEASANT
Census Block Group	3
Census Block	3003
Census Tract	751701

Owner

Source: Frederick County records · APN 13-299501

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10895 MARTINGALE CT, FREDERICK, MD 21701-8902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2005 · Amount on Record
Deed Sale	Jul 06, 2005 · Amount on Record
Prior Sale	Oct 07, 1993 · Amount on Record
Deed Document Number	200555073
Deed Book / Page	5411 / 412
Last Transfer Date	Feb 12, 2009
Transfer Doc	0071790373
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10895 MARTINGALE CT, FREDERICK, MD 21701-8902
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10895 MARTINGALE CT, FREDERICK, MD 21701-8902

Mortgage

Document Number	0154890144
Date	Nov 12, 2021
Book Page	15489/144

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$325,000 (+16.63%) Land $155,300 Building $169,700	$325,000 (-) Land $155,300 Building $169,700
2024	$3,581.00 (+8.42%)
2023	$3,303.00 Homeowner's exemption	$278,667	$325,000 Land $155,300 Building $169,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.