10895 E Copeland Rd, Stewart, OH 45778 Property Records

Athens County property record for 10895 E Copeland Rd, Stewart, OH 45778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2003
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Jul 2017)
Tax Bill	$2,626 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`K01-00100636-03`

Property Details

APN / Parcel Number

Primary APN	`K01-00100636-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Family Room	Family Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	109,336 sqft (2.51 acres)
Terrain	Rolling
Porch	Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	10895 E COPELAND RD
City	STEWART
State	OH
Zip	45778-9538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 29 FRA 1 2.51 AC
Jurisdiction	ATHENS OH
Township / Civil Division	ROME
Census Block Group	2
Census Block	2040
Census Tract	973500

Owner

10895 E Copeland Rd is owned and occupied by an individual who bought it in July 2017.

Source: Athens County records, as of April 7, 2026

Owner of Record	Individual Name on File
Mailing Address	10895 E COPELAND RD, STEWART, OH 45778-9538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP
Aug 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage GENERAL ELECTRIC CU
Jul 24, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2017 · Amount on File
Deed Sale	Jul 24, 2017 · Amount on File
Prior Sale	May 23, 2003
Deed Document Number	20173951
Deed Book / Page	534 / 2369
Prior Transfer Date	Jul 19, 2017
Prior Transfer Doc	00534/2369
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHENS OH
Property Address	10895 E COPELAND RD, STEWART, OH 45778-9538
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000590/923
Date	Jan 3, 2022
Book Page	590/923
Instrument	202200000004

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHENS OH
Property Address	10895 E COPELAND RD, STEWART, OH 45778-9538
Transaction Type	Mortgage
Record Updated	Sep 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700004622
Date	Aug 24, 2017
Book Page	536/0150
Instrument	201700004622

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ATHENS OH
Recording Date	Jul 24, 2017
Property Address	10895 E COPELAND RD, STEWART, OH 45778-9538
Document Number	00534/2369
Book / Page	534 / 2369
Instrument Date	Jul 19, 2017
Instrument	201700003951
Transaction Type	Transfer
Record Updated	May 24, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10895 E COPELAND RD, STEWART, OH 45778-9538

Tax Assessment & Valuation

The 2025 property tax bill for 10895 E Copeland Rd was $2,626 with a homeowner's exemption.

Source: Athens County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Athens County
County Subdivision	Rome Township
Unified School District	Federal Hocking Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,626.00	$46,990 Land $8,590 Building $38,400
2024			$134,250 (-) Land $24,540 Building $109,710
2023	$3,498.00 (+41.45%)	$46,990 (+6.43%) Land $8,590 Building $38,400	$134,250 Land $24,540 Building $109,710
2022	$2,473.00	$44,150 Land $6,870 Building $37,280
2020			$126,140 Land $19,630 Building $106,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10895 E Copeland Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1997–2004)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 5 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10895 E Copeland Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smart Way Communications Fixed Wireless	250 / 50
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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